…there was a pivotal moment in my life in terms of my financial freedom and wealth…
…and that was the day that my networth got in the black…
…meaning that I finally owned and had more money and assets than I owed…
…this is my story…
…before this day, I was in a time of my life where I was spiraling into debt faster than I was saving money…
…it was my first foray with using debt to pay legal fees…
…and then to pay for courses in internet marketing and personal development…
…I seriously paid for courses until my card was declined…
…the lowest my networth got was -$34,000 in the red…
…It was pulling me down spiritually, mentally and socially…
…I knew I had to find a way out and then I met a friend who made a pact with me…
…he wanted to do an Ironman and I wanted to be financially free..
…I had done the Ironman, he was one year older and financially free…
…we got busy and I got hussling…
…my friend taught me how to call my credit card companies and negotiate a better rate…
…he taught me how to keep asking up the ladder until at one company I actually wrote a letter and faxed it to the President…
…that letter saved me thousands of dollars…
…I borrowed from my 401K and paid off loans and kept reducing debt and continued to save…
…luckily the market was low and on the rise…
…and a lot of other factors, such as getting married and now having joint money as well…
…then the final day, July 31 2012, I succeeded in getting my networth to about $60.00 in the black!
…now my networth is almost $100,000 and climbing…
…by the time you read this I will probably be a millionaire…
…and I enjoy looking and tracking my networth…
…I enjoy finding ways to increase it and create more and more wealth in my life…
…I feel lighter and happier about my money, and I also feel like I’m growing everyday in my capacity to handle wealth…
…I hope you enjoyed my story about the day my networth got in the black…
…it was inspired by a periscope I did about the Financial Freedom checklist where one of the participants asked me if they could improve their Networth if it is negative…(follow me at @meyduldulao)…
…yes, it doesn’t matter if you are in the red or in the black, you can always improve your Networth…
…track it and it will grow…
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