About Jomel
 
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The Working Parent’s Guide to Financial Freedom

The Working Parent’s Guide to Financial Freedom

In the past, many couples had the wife stay home and take care of the kids. That’s what my Mom did anyway…

In this day and age, most parents both work to bring home enough money to support their family.

In addition, we also have a lot of single moms and single dads who have to find a way to make the money and raise a family all at the same time!

Financial freedom means that money comes into your life without you having to spend time to work…this happens through multiple streams of income depending on how you invest your Financial Freedom money…

Becoming financially free is very beneficial to parents!

The parent or parents who want to spend more time with their children can now choose to stay home and raise the kids.

You can do home schooling…

travel with your whole family…

spend quality time together out in nature…

This doesn’t mean you don’t work anymore, as you may have a career that you do enjoy…

However, if you choose, you can be at home to take care of a sick child, and you can rotate with your wife or husband, allowing you both to follow your passions or career and still be there for your kids…

How Parents Can Become Financially Free

There is a strategy taught by pretty much all books written on financial success and planning that will lead to financial freedom…

These books often do not address the specific needs of working parents, and that’s why I create the Working Parent’s Guide to Financial Freedom…

This book addresses the following obstacles faced by working parents:

1) How to set up an AUTOMATED savings and investing strategy

2) How to schedule Investing Research into a very tight working and parenting schedule

3) Where to allocate your money for maximum passive income, while working and being with your kids
About Mey
 
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more

more

Mey here on a beautiful Tuesday morning blogging about one of the biggest concepts I’ve ever come across: MORE

What does MORE mean to you?

When you hear the word MORE do you think positive or negative thoughts?

Honestly, when I used to hear the word more, I thought negative thoughts…

…I used to equate MORE with selfishness, and that if I always wanted more than I would always be chasing happiness or wealth or whatever it was I wanted MORE of, and that I would never be satisfied…

…that is what I thought MORE was all about…

Well, I recently have been taking a class called “Bringing on More”

Dividend Yielding Stocks
 
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Dividend Stock Review of ETP: ENERGY TRANSFER PARTNERS L P

Dividend Stock Review of ETP: ENERGY TRANSFER PARTNERS L P

It’s a windy evening in Honolulu Hawaii, and I’m in a cafe with my Mom blogging a review of a potentially high dividend yielding stock ETP – Energy Transfer Partners LP...

If you are interested in Financial Freedom, you might be like me and are interested in creating more and more passive income for yourself…

…well, I’ve been investing for dividends for over 5 years now and it’s been a bit of trial and error, and also has motivated to research all of the best higher yielding stocks available…

…so let’s dive into today’s pick, ETP – Energy Transfer Partners LP!

ETP is earning 12.81% so should you invest in this company?

Read on to find out more…
Cash Flow
 
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How Much Would You Save in Taxes if You Made Less Money

How Much Would You Save in Taxes if You Made Less Money

…the other day I asked my accountant “How Much Would I Save in Taxes if I Made Less Money”?

…specifically, I had her show me the difference in the taxes our family would pay now and if I wasn’t working my job…

…my husband and I both work jobs now…

…and not surprisingly, we would drop a tax bracket, and we would pay $7,000 less in taxes if I hadn’t worked last year…
Estate Planning
 
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7 Most Common Mistakes People Make With Their Money Before They Die

7 Most Common Mistakes People Make With Their Money Before They Die

Today’s post is on the 7 Most Common Mistakes People Make With Their Money Before They Die

Do you know where your money goes when you die?

That’s a question that all the wealthy people I know have thought of a great deal…

…if you want to be financially free then you need to think about this question…

…where is your money?

…where will it go if you were to die today?
Dividend Yielding Stocks
 
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21 Stocks Yielding Over 21% Annually – Earn High Dividends

21 Stocks Yielding Over 21% Annually – Earn High Dividends

Have you ever heard of stocks that are paying high dividends of upwards 90%+?

Well, there are stocks that are paying high dividends and here are 21 stocks paying over 21% in dividends…

In order to succeed in high dividend investing, you need to understand more than just the annual percentage yield quoted as of today February 23, 2016 (which is the quote in this post)…

…you need to know that this stock will continue paying high dividends…

…now there are no guarantees that these stocks will continue to pay out high dividends…

…the company might fail tomorrow due to all sorts of factors…

…what you need to do is research each company, maybe even visit their headquarters and see what is really going on in their daily business…

…read their financial reports, annual report, and other investor documents available on their websites…

…understand what they are doing and understand the history of their earnings and dividend payouts…

In this post, I did some initial research and labeled each stock with not only the APY and how often they pay their dividends (quarterly means they pay every three months)…

I also listed whether the stock price over time is STABLE, VOLATILE or FALLING…

…in my personal experience, if a stock price is falling, that means the actual dividend that you earn is also falling over time…

…so I personally wouldn’t invest in a stock that has a falling purchase price…

…check out this list of high dividend yielding stocks of over 21% and see which one I invested in today…
Budgeting
 
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Why Do The Wealthy Use Credit Cards?

Why Do The Wealthy Use Credit Cards?

Why do the Wealthy Use Credit Cards?

…there are things that the wealthy pretty much all do and one of them is use credit cards…

…however, you have to know how to use credit cards the way they do to benefit…

…read this post to the end to learn more about how to use Credit Cards like the rich and wealthy do…
Budgeting
 
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How To Pay Off Your Mortgage in 5-8 Years – A Review of Financial 101

How To Pay Off Your Mortgage in 5-8 Years – A Review of Financial 101

Want to learn how to pay off your mortgage in 5 to 8 years?

…read this review of Financial 101…

…so my husband says an administrator of one of the facilities he visits invited him to attend a financial seminar at someone’s house…

…bells are going off in my head…

Why would anyone do a financial presentation at their house?

…I asked him “Is this an MLM?”…

…my husband Jomel says “it’s a class on money and investing and it was an hour long”…

…so we all just went, and I literally just got back to write this blog about it…

…it was a company called Financial 101…

…similar to Sweep Strategies, they help you learn to budget money, save, and restructure debt so that you can pay off your mortgage faster…

…then they help you invest in other properties for rental income…

Here is my honest review of Financial 101
Business
 
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He Was Making Over $100,000/mo when he got laid off from his engineering job…

He Was Making Over $100,000/mo when he got laid off from his engineering job…

…let me tell you something that will change your life…

…and it has to do with Lawrence Tam, who is in the picture with us below…

Lawrence used to be an engineer…

…and he wanted something more…

…he wanted to have more money and more time…

…he wanted to be able to stay home with his family…

…go on more family trips together…

…and he wanted to build a school in Africa…

…he thought that making $10,000/mo would make him happy…

…well, Lawrence now makes about $50,000/mo pretty consistently…

…and, Lawrence was making over $100,000/mo when he was laid off from his job as an engineer…

…Lawrence retired at 33 years old…
Dividend Yielding Stocks
 
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Why Invest In Dividends?

Why Invest In Dividends?

Mey here on another beautiful Monday morning here in Ala Moana Hotel enjoying time working next to my Mom (author of the sci-fi novel Veluli: Amac-1 (Volume 1)) blogging about the important question Why Invest In Dividends?

Do you invest in the stock market?

Do you invest because you are hoping the stock prices will go up and you will sell high?

…or do you just do it because your investment advisor tells you to…

…or do you not have an adviser and had no idea what you are investing in?

…this article is dedicated to you, to give you some good advice on stock investing that actually makes sense for a change…

…it assumes that you are like the average person, who has really no idea what their stock fund is investing in, and just wants to make sure that their money is safe…

…so read until the end and get ready to learn the common sense way of investing – in stocks that make you money in dividends…