11 Tips From Young Financially Free Entrepreneurs on Wealth, Passive Income and Investing

Did you know that over the last 7 years, I paid off almost $50,000 in debt, create a passive income stream that pays me monthly, and also increase my Net Worth to over $100,000?!?

Not only that, I became completely debt free in April of 2016 and left my bank job on December 23rd of the same year.

I have gone from working over 80 hours a week for money to now working less than 5 hours per week for money, as an internet entrepreneur who helps other mothers create financial freedom.

I had a lot of help along the way, from young financially free entrepreneurs in their 20s, 30s, and 40s.  

Here are 11 tips that I learned that changed my life on wealth, passive income and investing.

11 Tips From Young Financially Free Entrepreneurs on Wealth, Passive Income and Investing

Tip #1 – The Habit of Saving is Important (Not the amount)
You would think that saving a lot of money makes you rich, and saving a little won’t.

However, the key is not how much you save, it’s the habit of saving. So, every time you have money come into your life, you take at least 10% and pay yourself first (meaning you save it for investing).

If you are waiting until you have more money to save, then you will never be rich.

The reason you don’t have enough money to save, is because you don’t have a savings habit.

Even if you have to borrow an extra dollar every month just to save money, do that, and at least start saving every month. Make it a habit.

Tip #2 – Understand The Rule of 72 and How Interest Rates Work So You Can Grow Investments and Grow Debt

The ‘Rule of 72’ is a way to determine how long an investment will take to double.

72 / Rate = Years to Double Your Money

Example:

72 / 14.99 = 4.8 years to double your money

Now you can see why it’s important to lower all of your debt interest rates as low as possible, and to increase the rate of return on your investments.

Tip #3 – Play Cash Flow (Board Game created by Robert Kiyosaki) every week until you can win the game in 30 minutes or less every time

This game really had me focus on financial freedom, rather than what everyone else does…focus on making more money so they can spend more money.

Financial Freedom = Passive Income > Expenses

When you play the game, you have to increase your passive income to be greater than your expenses.

If you’re passive income does not increase, you cannot get out of the rat race.

This helped me really focus on my passive income.

Tip #4 – 8% is the Minimum Return for Real Estate Investors, Don’t Invest in Real Estate Overseas Unless You Have a Resident Manager

So I was thinking of buying property outside of Hawaii at one point, and I talked to my wealth real estate investor friend, and he told me this advice.

First of all, I wanted to buy the house I lived in, but it was on the market for $1,000,000+. So I needed an investor to go in with me.

However, when I asked my real estate investor friend, he said that no investor would go in on that deal, because they would only be making 4%.

Then I looked to make money buying property in Las Vegas or LA, and then he advised me not to invest overseas unless I had a resident manager. The reason is if you have only one house or condo that you are renting, then if something goes wrong, you have to rely on a Property Manager, and they are not going to care about 1 small property owned by someone far away.

Repairs will be more expensive, and your tenancy rates will be worse, because they won’t look for new renters right away. You will be low priority.

The only way to keep expenses down is to have a resident manager.

Tip #5 – Have a Big Burning Why
If you don’t why you want to be financially free, then when obstacles come (and they always do), you will not get past them.

A burning desire fuels the energy you need, to learn what you have to learn, to make mistakes and learn from them and keep on going, no matter what.

My friend’s big why was that he felt embarrassed by his lack of wealth, and had great pride. And he also wanted before his dad died, so he had a time limit too.

Tip #6 – Negotiate With Your Creditors (Debt, Credit Cards) to Lower Your Interest Rate

So, when I got this advice, I had at least 3 credit cards that I had debt on. And the interest rates were all pretty high. When I heard this advice, it really helped me. I used it to lower the interest on ALL of my credit cards…so it works.

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Tip #7 – Track Your Net Worth

Tip #8 – Set The Next Big Goal Before The Current Big Goal is Achieved

Tip #9 – Do The Mental Work

Tip #10 – Only Take Advice From People Like You, Who Already Do What You Want To Do

Tip #11 – READ, READ, READ
Rich Dad Poor Dad by Robert Kiyosaki
The Cash Flow Quadrant by Robert Kiyosaki
Money is My Friend by Phil Laut
The Richest Man In Babylon by George Clason
Secrets of the Millionaire Mind by T Harv Eker
Your Money or Your Life by Joe Dominguez & Vicki Robin
It’s Not About The Money by Brent Kessel
How To Make A Hell Of a Profit and Still Get To Heaven by John DeMartini
The Values Factor by John DeMartini
You Can Heal Your Life by Louise L. Hay

5 Danger Signs That Signal For Help In Your Finances

…Mey here on a breezy Tuesday morning blogging about the 5 Danger Signs That Signal For Help In Your Finances…

…so, I used to be in a very dangerous place when it came to my finances…

…and I didn’t realize that I could ask for help…

…so in this post I share with you the 5 Danger Signs and also how you can get the help that you need…

…Mey here on a breezy Tuesday morning blogging about the 5 Danger Signs That Signal For Help In Your Finances

…so, I used to be in a very dangerous place when it came to my finances…

…and I didn’t realize that I could ask for help…

…so in this post I share with you the 5 Danger Signs and also how you can get the help that you need…

#1 You Have Credit Card Debt

…this is something that most wealthy people that I work with do not have…

…why?

…the interest rate on credit card debt is too high…

…so if you have credit card debt that you carry over month to month, then this is a sign that you need help with your finances…

…here is the help that I got from a friend of mine who was financially free:

1) Stop using your credit cards (cut them up if you have to).

2) Call the Credit Card Companies and ask for a lower rate.  Keep notes, record who you talked to, the date, the time, and what happened.

3) If they don’t give you a lower rate, ask for their supervisor and ask again.  Keep notes.

4) Keep asking until you get to the President of the company, and by then they will usually lower your rate.

5) Pay off the highest interest rate card faster, then move on to the next highest rate.

I used the method above and saved thousands of dollars, just from lowering my rate.

For one of my cards, I went all the way up to the President and faxed him a letter, detailing everyone I had talked to and what I was requesting, and I finally got a rate decrease…

Today, I have no credit card debt.

#2 You Are Not Saving Money

…if you are not saving money for yourself on a regular basis then you are setting yourself up to fail…

…all wealthy people that I know save money, whether it’s in a 401K, IRA or savings and other investments…

…they are saving money on a regular basis…

…if you are not saving money on a regular basis (everytime you get paid), then you need to start…

…open up a savings account today and set it up so that at least 10% of your income gets transferred there…

…if you don’t have enough money to open a savings account then do what I did in the beginning, put $.10 in a jar everyday…

…it’s the habit of saving that’s more important than how much…

…if you are not successful at doing this, then I suggest you get help…

…I recommend getting a financial advisor or financial planner to assist you…

#3 You Complain About Money

…if you are complaining about money then you are hurting your finances…

…what does complaining do?

…wastes your time, other people’s time, and drains your own energy…

…it also makes people who have money stay away from you…

…so opportunities for money don’t come your way…

…if you hear yourself complaining about money all the time, you need help…

…I suggest going to a seminar like the Millionaire Mind Intensive

…or reading books that will give you a wealthy mindset

…or saying money affirmations instead…

#4 You Make Little or No Money

…cashflow is important and if you have no cashflow then you aren’t going to be able to save…

…the most common way to start making money is to get a job…

…or you can start a business and sell something…

…either way, you need to go out there and start making money…

…remember this, the money you make equals the value that you give…

…so if it’s hard now for you to get a job, or sell something…

…that means you need to learn new skills so that you can give others value…

…most people know how to get help finding job counseling…

…or they will go to school or enter a program to learn something that people want…

…well, go out and get help…

#5 You Are Spending More Money Than You Make

…if you have a negative net worth that is becoming more negative every month then you need help…

…what this means is that you are spending more money than you are making…

…so you are getting more and more into debt…

…I used to have this issue and I got help…

…however, like most people, I got help after I couldn’t make my debt payments anymore…

…I got a mentor who taught me how to negotiate my debts so that I was at least paying what I was making, and then moved on from there…

Conclusion

…recognizing these danger signs can save you and put you back on track to being wealthy and financially free…

…most people don’t recognize that they need help!

…they justify their spending, even though it’s obvious to their friends and family that they are in trouble…

…just go through the five and see if that is you…

…then GET HELP!

P.S. I love blogging about Financial Freedom because I want you to become financially free…

…I started blogging just to make money online…

…and the more I learned about money and wealth, the more I realized that it makes me happy to help others become wealthier…

…if you want to learn about how to make money blogging and help others with your unique talents and skills, then CLICK HERE, watch the free video and get started!

[VIDEO] Holiday Greetings From The Duldulao Family

…Mey here with a video that Jomel took yesterday of us putting up the Christmas tree with our 2 year old son Jordan – Holiday Greetings From The Duldulao Family!

FYI – this is time lapse photography on the Iphone, pretty cool huh?

Wishing you and your family a healthy, fun and wealthy holiday season!

Sincerely,

Jomel, Jordan, Mey and Theresa

…Mey here with a video that Jomel took yesterday of us putting up the Christmas tree with our 2 year old son Jordan – Holiday Greetings From The Duldulao Family!

 

FYI – this is time lapse photography on the Iphone, pretty cool huh?

Wishing you and your family a healthy, fun and wealthy holiday season!

Sincerely,

Jomel, Jordan, Mey and Theresa

P.S. I spend an hour or two a day working an internet business that has made us money and given us a way to provide meaning and valuable information to those who need it…

…If you want to learn how to blog about what you love and learn how to make money on the internet, then CLICK HERE, watch the free video and get started…

Why You Becoming Financially Free Makes The World A Better Place

…Mey here on a Sunday evening after going on a Sushi dinner date night with my hubby and seeing Creed, now getting my inspiration on and tapping into the Soul Of The World and blogging about Why You Becoming Financially Free Makes The World A Better Place…

…it may sound funny to you but a lot of people are afraid to strive for being wealthy, rich and financially free…

…they think that they are being greedy or selfish…

…well, I’m here to tell you that it’s a myth and that the truth (and it will set you free) is that YOU (yes I’m talking to you) becoming financially free will indeed make the world a better place…

…here’s why…

…Mey here on a Sunday evening after going on a Sushi dinner date night with my hubby and seeing Creed, now getting my inspiration on and tapping into the Soul Of The World and blogging about Why You Becoming Financially Free Makes The World A Better Place…

…it may sound funny to you but a lot of people are afraid to strive for being wealthy, rich and financially free…

…they think that they are being greedy or selfish…

…well, I’m here to tell you that it’s a myth and that the truth (and it will set you free) is that YOU (yes I’m talking to you) becoming financially free will indeed make the world a better place…

…here’s why…

You Become An Inspiration To All Around You

…ever notice when an Olympic athlete wins Gold how it inspires the entire world…

…or how an amazing fighter who get in and put in all he has like Mohammed Ali will create heros, leaders, hope and a better world?

…greatness inspires greatness…

…do you understand?

…you playing small serves no one and that includes you and the rest of the planet…

…it is your duty to think bigger, to be bigger and to live the best life that you possibly can…

LESS THAN 1% of the WORLD EVER BECOMES FINANCIALLY FREE

…when you accomplish this, when you achieve financial freedom, your life becomes an inspiration to you and everyone around you…

…the world becomes a better place and you lift people up just by being yourself and living up to your highest being…

…don’t believe me, do it and prove me wrong…

The World Needs More Financially Free People Like YOU

…the world is in need of leaders…

…it’s in need of your vision and what you can contribute to it…

…if you are too busy fighting to pay bills you are only living in the smallest of worlds, and that is in your own finances…

…there is an entire world economy that can benefit from what you have to offer…

…however it needs you to SHOW UP…

…you need to get in and make the difference that only you can make…

…and you need financial freedom to free you up to do that…

…the world needs you and in your heart you know that…

…so get up, STAND UP and MAKE THAT DIFFERENCE THAT ONLY YOU CAN MAKE…

Because You Can Become Financially Free, You Must Become Financially Free

…to those given much, much is expected…

…the fact that you are reading this post means that you can and are capable of becoming financially free…

…I know this deep in my heart and whether you know it or not is not important to me…

…because I speak the truth…

…and the truth is that if you are reading this than you are more than capable of becoming financially free…

…words have power my friend…

…and so does arriving at the right place at the right time and getting the right message…

…this is your message…

…that is why YOU are reading this right now…

…not the person in the other room, the your neighbor…YOU…

…there is a reason for things to happen and I don’t take my role on this planet lightly…

…the words that I write are meant to create a better planet, better world and better universe…

…and today they were meant for you…

…so get started, get free and step up to your GREATNESS…

Conclusion

…I love what I do…

…I look into the hearts and souls of people and bring out their greatness, their financial freedom and let them become the leaders that they were meant to be…

…that is my role on this planet…

…to show you the beauty of your story, until it breaks your heart that you aren’t standing up for your greatness and you finally take your mission, your destiny to the heart and live that life that you were meant to live…

…if you have a mission and you want to use blogging to get your word out…

…then welcome to this century my friend…

CLICK HERE, watch the free video, and get started =)

You Can Have It All…And Here’s How

…Mey here listening to truly inspiring music which you can play while you read this post on You Can Have It All…And Here’s How…

…some people think that the idea of having it all is greedy…

…it depends on how you look at it…

…when I write you can have it all, I mean that you can have all that you want to be happy and feel fulfilled…

…this is really what everyone wants anyway…

…and it’s actually noble, and brave, and our destiny to have it all…

…and it is possible…

…it’s possible for you…

…and here’s how…

…Mey here listening to truly inspiring music which you can play while you read this post on You Can Have It All…And Here’s How…

…some people think that the idea of having it all is greedy…

…it depends on how you look at it…

…when I write you can have it all, I mean that you can have all that you want to be happy and feel fulfilled…

…this is really what everyone wants anyway…

…and it’s actually noble, and brave, and our destiny to have it all…

…and it is possible…

…it’s possible for you…

…and here’s how…

Step 1: Decide That You Want To Have It All

…the first step is to decide that you do want all that will make you happy and fulfilled…

…and that your true goal, and your true journey in life, is to live a happy and fulfilled life..

…that’s what having it all means…

…I’ve met people in many different countries who have very different things and lifestyles and yet they would profess that they have it all…

…why?

…that’s step 2…

Step 2: Understand Where Your True Happiness and Fulfillment Lies

…most people are very close to living their dream life…

…they just never decided to do it, and they never actually sat down and thought about what makes them truly happy and fulfilled…

…it’s different for everyone!

…some people like to live in a big city with friends and parties and shopping…

…some people want to live on an island near the beach with few belongings to have to take care of, and only want to go shopping at the holidays, like to read and blog and play with kids (that would be me…)…

…my husband loves to work out at the gym everyday, take naps, eat nice food, go the movies and socialize in person and on facebook…he’s not the outdoors type unless he’s surfing…

…what makes you happy?

…for everyone it is different and unique…

Step 3: Write Down What Having It All Looks Like, Feels Like, Tastes Like…

…have you ever written down what having it all would look like, feel like, taste like, smell like, be like?

…it may shock you to know that writing down and imagining what I truly want has manifested it in my life…

…why is that you ask?

…because when you know what you really want, and you see yourself having it, it becomes real to you…

…then you start to believe in it…

…you could also say that your subconscious mind and the universe now understand what you really want…

…so they help you get it…

…they help you get it by opening up your awareness…

…you see, the great inventors, business leaders, they saw opportunities that were all around us…

…we just didn’t see them the way they did…

…for example, in Hawaii Mr. Bishop of Hawaii saw Hawaii as a wealthy state of integrity…

…he was entrusted with money when other banks failed because he saw that vision…

…and since he was honest with other people’s money…

…he grew a bank in Hawaii that people could trust…

…thus allowing commerce to grow…

…he lived in the same place as many others, he just saw opportunities that others didn’t see…

…because he had his own vision…

…when you know what you want, you will start to see ways to make it happen, and then you will do the next step…

Step 4: Take The Action Steps Necessary To Have It All In Your Life Now

…the next step is to just do what you have to do to make it happen…

…if you have done steps 1-3 you will find this step is a lot easier now…

…because you see what you need to do and now you just have to go do it…

…Financial Freedom is something that I’m passionate about…

…when I realized that I wanted it, I started to take the steps to make it come true in my life…

…I reduced the hours I worked to half…

…I decided to live in Hawaii and enjoy the beaches, learn to surf, hang out at the beach everyday…

…my life changed because I decided what I wanted…

…it’s not instant…

…and yet, the day I started surfing everyday it felt pretty instant…

…and I do the work, I researched the steps, and I save my 10%+ every time I get paid, and I reduce my expenses and I increase my passive income…

…there’s really nothing else to it…

…so whatever it is that you want, start taking the action steps now to make it happen…

Step 5 Enjoy Your Life By Using Gratitude

…this is actually all the steps combined because this is all you need…

…if you are wondering how to do this, practice gratitude…

…what are you thankful for…

…think about it, and write it down…

…everyday, feel how grateful you are for your spouse, your children, your family, your parents, your country, the money that you have now, the ability to read this post, the fact that you found a friend who will support you…

…whatever it is…

…the fact that you are breathing…

…that you are alive, today in this moment…

…that you can walk, or read, or that you have hands…

…the fact that you can see…

…tap into gratitude, and enjoy your life, and the journey that you are on right now…

…whatever it is…

…because it’s your journey…

…and it’s magnificent…

…it’s a wonderful and heroic journey…

…that only you can go on…

…it’s yours and it’s beautiful…

ENJOY IT!

Conclusion

…some of you reading this can become financially free tomorrow…

…and I’m being truthful here…

…some of you just had a breakthrough and realized what it is that you truly want…

…and it isn’t what you thought…

…some of you just realized that you have the financial resources already in place and you just have to make one phone call, and you will be financially free tomorrow…

…some of you realize that it will take you longer…

…however you are happy because now you see what you want and what you need to do to get there…

…my friend, which one are you?

tell me what it looks like to Have It All for you in the comments below…

P.S.

…I love blogging about Financial Freedom, and I believe with each blog someone in the world is getting closer to living their destiny…

…I’m helping uplift the world through my presence on the internet…

…if you have a calling that you want to fulfill through blogging, then CLICK HERE, watch the free video and get started!

The Crucial 5 Questions I Ask When Choosing A Financial Planner To Become Financially Free

Hi, it’s Mey here blogging on a Sunday afternoon while the household is napping away on the important topic The Crucial 5 Questions You MUST Ask Your Financial Planner To Become Financially Free…

…first off, I hope you do have a financial planner…

…although it’s nice to think you can do it all on your own, it’s also nice to have another expert brain in the game…

…so go out and get your financial planner/advisor and then ask them these Crucial 5 Questions…

Hi, it’s Mey here blogging on a Sunday afternoon while the household is napping away on the important topic The Crucial 5 Questions You MUST Ask Your Financial Planner To Become Financially Free…

…first off, I hope you do have a financial planner…

…although it’s nice to think you can do it all on your own, it’s also nice to have another expert brain in the game…

…so go out and get your financial planner/advisor and then ask them these Crucial 5 Questions…

 

#1 Are You Financially Free?

…if you want to be free, then you want a financial planner who is also free…

…otherwise, how are they going to help you get free?

…be sure to be specific…

…is your passive income equal to or greater to your expenses?

 

#2 Do You Make at Least _________ in Passive Income?

…chances are, your financial planner is not financially free…

…why do I say this?

…because if they were, they wouldn’t be a financial planner…

…they would be surfing all day and raising their kids, or whatever…

…there are exceptions to this rule…

…people who don’t need the money, however they are financial planners because they genuinely love helping people become financially free…

…for instance in my case, my financial planner is not financially free…

…however, he does make at least $3,000/mo in passive income…

…which is all I need to be free…

…so even though he isn’t free, he is my financial planner because he’s done something that I haven’t been able to achieve yet and that would make me free…

…so fill in the blank with your passive income number that will make you free…

…if your financial planner does not make that number, then get another planner…

 

#3 How Do I Create My Passive Income Goal?

…a lot of financial planners talk about saving for retirement…

…and then you are supposed to gradually spend all that you have saved in retirement…

…this is not the road to financial freedom and will cause you a lot of stress…

…instead, tell your financial advisor that you want to focus on passive income…

…ask them what the best ways to achieve your passive income goal…

…what are the options for dividends or what if you bought an investment property or a business…

…have them focus on passive income…

 

#4 Do You Have Kids?

…if you have kids, then find out if your financial advisor has kids…

…what a single person does with their money is different than what a parent would do…

…you need a financial planner that understands your situation and knows how to help you…

 

#5 Are You Physically Fit and Healthy?

…if my planner doesn’t eat right and exercise, then how can he handle my finances?

…a planner that is not able to handle their health has an unbalanced life…

 

I hope these questions help you…

…they actually eliminate a lot of advisors from the running…

…however, that one that you have left is your advisor…

 

I love blogging about Financial freedom…

…want to learn to blog about what you love an make money too?

 

CLICK HERE, watch the free video and get started!

Tell Me Your Financial Challenges

…Mey here blogging very early on Sunday on the topic Tell Me Your Financial Challenges…

…whatever you are going through, there is a solution…

…so in the comments below, tell me your financial challenges…

…are you broke?

…need money for a surgery?

…in trouble with the IRS?

…having trouble saving?

…husband pass away and left you a large debt?

…house needs major repair?

…being forclosed on?

…do you gamble your money away?

…go ahead and tell us what your financial challenges are…

…we will give you the solutions you need to solve them…

…to add to the moment, I’ve included a video of violin music for you to play while you write them down…

…Mey here blogging very early on Sunday on the topic Tell Me Your Financial Challenges

…whatever you are going through, there is a solution…

…so in the comments below, tell me your financial challenges…

…are you broke?

…need money for a surgery?

…in trouble with the IRS?

…having trouble saving?

…husband pass away and left you a large debt?

…house needs major repair?

…being forclosed on?

…do you gamble your money away?

…go ahead and tell us what your financial challenges are…

…we will give you the solutions you need to solve them…

…to add to the moment, I’ve included a video of violin music for you to play while you write them down…

…go ahead, play the music and write…

…write and be open to a solution…

…write your challenges, and if you are brave, write down your solutions…

…the ones that you know…

…the ones in your heart…

…your challenges make you human…

…they give you character…

…they are your story…

…tell us about your journey…

…write!

P.S. I really enjoyed writing this post…

…can’t you tell I love what I do?

…and the amazing thing is, this blogging about what I love actually makes me money!

…do you want to know how I do it?

CLICK HERE, watch the free video, and get started =)

7 Key Steps For Married Couples to Become Financially Free Together

…Mey here on a dark Saturday evening after a nice day with my family blogging about the 7 Key Steps For Married Couples to Become Financially Free Together…

…a lot of people will joke around about marriage, in that the wife spends all the money the husband makes and so on…

…yet, married couples are more likely to become free because they are a team, a mastermind…

…two heads are better than one…

…so, go ahead and read on and make sure you follow to 7 key steps for married couples to become financially free together…

…Mey here on a dark Saturday evening after a nice day with my family blogging about the 7 Key Steps For Married Couples to Become Financially Free Together

…a lot of people will joke around about marriage, in that the wife spends all the money the husband makes and so on…

…yet, married couples are more likely to become free because they are a team, a mastermind…

…two heads are better than one…

…so, go ahead and read on and make sure you follow to 7 key steps for married couples to become financially free together

 

Key #1 Saying I Do want to Be Financially Free

…the first key is to actually decide as a couple that you want to be financially free…

...say I DO to financial freedom and that you want it together…

…many couples never do this, never make this pact, and yet, it is Key #1…

Key #2 Divide and Conquer Your Money and Accounts

…some couples throw all their money into one joint account and even though this may seem simple, it actually makes it really hard to manage where you want your money to go…

…there are a lot of different ways to manage your money and we use the Jar System from T Harv Eker

…in this system, you have a financial freedom account already established so you can just follow the system and make it happen…

Key #3 Give Your Spouse Freedom To Spend

…it’s important that both spouses have some freedom to spend on whatever they want…

…this can be accomplished by having each spouse have their own personal spending account…

…if one spouse works as a housewife or househusband, then give that spouse an allowance so that they have their own money…

…most housewives and househusbands are estimated to give about $100,000/year in services (if you were to pay someone else to do all that they do, that’s roughly the figure)…

CLICK HERE for a post I wrote on how Moms Can Become Financially Free

Key #4 Communicate About Your Financial Goals

…when you want to buy something, or go on a trip, or whatever it is…

…if it isn’t coming out of your personal money, and it is going to be a joint expense, communicate with your spouse about it…

Key #5 Respect Your Spouse’s Decisions

…if you want to spend the money in the joint account on a trip to France, and your spouse wants to trade in your car instead, then respect each other and know that you are not going to spend the money until you are in agreement…

Key #6 Enjoy Your Money Together

…the joint accounts are for your marriage, your love for each other, to be spent and a couple…

…make the process fun and happy…

…enjoy your money, and the process of making financial decisions together…

…enjoy the negotiation, and love your money…

Key #7 Monthly Check In Together

…every month see how you are doing…

…did you save like you planned…

…are your investments making passive income…

…are your expenses going down or at least staying the same…

…plot your progress until your passive income finally exceeds your expenses and you both are free!

Conclusion

…getting married is a blessing and if you manage your money properly, you will become financially free together!

…I hope you enjoyed this post…

…tell me what you think in the comments below!

…as you can tell I love my husband and I love sharing knowledge on Financial Freedom…

…do you have something that you are passionate about?

…ever consider blogging about it?

…you might be surprised on how much you can make doing it!

CLICK HERE, watch the free video and make your decision to get started =)

How Internet Marketing Can Create Financial Freedom

…Mey here on a beautiful breezy Saturday writing about How Internet Marketing Can Create Financial Freedom

…so, as you know I am a blogger…

…and what you may not know is that I’m a part of a community of bloggers and internet marketers and I’ve learned a lot of secrets and tricks of the trade…

…I’m going to give you an introduction to how internet marketing can create financial freedom…

…so that you can make an informed decision on whether you want to use internet marketing to help create your financial freedom…

…Mey here on a beautiful breezy Saturday writing about How Internet Marketing Can Create Financial Freedom

…so, as you know I am a blogger…

…and what you may not know is that I’m a part of a community of bloggers and internet marketers and I’ve learned a lot of secrets and tricks of the trade…

…I’m going to give you an introduction to how internet marketing can create financial freedom…

…so that you can make an informed decision on whether you want to use internet marketing to help create your financial freedom…

Internet Real Estate

…the first thing that internet marketers realize is the value of internet real estate…

…as bloggers, we put out new content daily, which puts out a new webpage on the internet as a place for people to visit…

…people find your page through searching for it on Google, or seeing a link on Twitter, or finding it on facebook…

…there are many ways that people find what they are looking for on the internet…

…the great thing is that once you put the webpage or a blog post up, as long as you pay the small cost of hosting and so on…

…it stays on the internet, for people to find and get value from…

…as long as you are providing people with the value that they are looking for…

…they will read and find your page…

…and they will buy what they need from you…

…so unlike traditional real estate, you don’t need to worry about this physical place, upkeep, purchasing it, paying your property taxes…

…the costs are much lower and the benefits over time far exceed what you could earn with real estate…

…for instance, we’ve sold over $50,000 worth of merchandise earning over $22,000 in the last two years, and that’s working part time an hour or 2 a day, and working not at all for 6 months when our baby was born…

…our results aren’t typical, see full income disclaimer HERE

…another example would be our friend Dr. Steve, an eye doctor with lovely family with 2 kids, decided to go internet marketer…

…he didn’t know anything about internet marketing…

…he was an eye doctor!

…below is a picture of his results from this past week…

Dr. Steve's Income Results on 11-11-2015

…Dr. Steve’s results aren’t typical, see full income disclaimer HERE

…so internet real estate and selling the right products, like we do, will help bring in a lot more cash flow than typical brick and mortar real estate can for most people…

…and the overhead is much lower, starting about about $25.00/mo…

Passive Income Creation

…one of the amazing things about internet marketing, as you’ve seen in the examples above, are the large amounts of money that people can make doing it…

…and the quick amount of time they make it…

…for example, we have a mentor Lawrence who used to be an engineer, who has made almost $2 Million dollars in commissions in the last 4 years…

…again, Lawrence’s results aren’t typical, see full income disclaimer HERE

…now, just making money won’t make you financially free…

…if you know anything about financial freedom, you know that it is passive income that creates financial freedom…

…internet marketing is not passive, it does require effort to make money online…

…Lawrence works it full time, we work it 1-2 hours a day…

…in the picture below, you have our mentors Toby and Layla sharing their month’s income for November 2015 thus far…

Toby and Layla's earnings for First Week of November 2015
Toby and Layla’s earnings for First Week of November 2015

…of course, again, their results aren’t typical, see full income disclaimer HERE

…in any case, you are starting to see that I don’t hang out with typical people yeah? =)

…so, in the example above, the first 3 products provide recurring monthly income as long as the people purchasing the product like and want to continue using it…

…so the income potential is large, though it is not exactly passive…

…it’s like a gym membership…

…people will keep paying as long as they go to the gym and use it…

…and also as long as their finances allow it…

…so the key is to take the income that you earn in the business and save it, invest it, and create more stable passive income from it…

…this is why you will find some internet marketers who make money however they are not free yet…

…the key is to take that cash flow and convert it into savings and investments that create passive income…

Conclusion

…well, this is the basics of how internet marketing can make you financially free…

…I hope you got value from this post, and if you did, please let me know in the comments below!

…also, share this with others that you think might learn from it…

…and if you are interested in seeing what it is that I do, and what I sell, and if it makes sense for you to do it too, then CLICK HERE, watch the free video and get started…

ALOHA!

How Do Parents Become Financially Free?

Mey here on a Veteran’s Day Wednesday blogging about the all important question How Do Parents Become Financially Free?

…as a parent myself I understand the challenges, working diligently to diaper train our little Jordan and with that and playing with him and working full time jobs…

…even then though, we are increasing our passive income and decreasing our expenses all the time…

…and that is all you need to do to become financially free…

…so if you are a parent and you feel like you are struggling to become financially free…

…then take these words of advice…

Mey here on a Veteran’s Day Wednesday blogging about the all important question How Do Parents Become Financially Free?

…as a parent myself I understand the challenges, working diligently to diaper train our little Jordan and with that and playing with him and working full time jobs…

…even then though, we are increasing our passive income and decreasing our expenses all the time…

…and that is all you need to do to become financially free…

…so if you are a parent and you feel like you are struggling to become financially free…

…then take these words of advice…

…just take it one step at a time…

…save at least 10% of everything you make into your financial freedom account…

…as you save, reduce your expenses as much as possible…

…and take turns with your spouse with the kids while the other researches the wisest way to invest your savings…

…finally always remember – IT WILL ALL BE OK…

Conclusion

…one of the biggest hurdles that parents face is the lack of sleep and the realization that their children are the best thing that’s happened to them, and also the most time consuming…

…as a parent I’ve found that I’m super human in how little sleep I get and yet I can still function as an adult…

…I love blogging about financial freedom and bringing others on that path…

…if you want to blog and make extra money online, you still can even if you are a parent and work fulltime…

…it’s important to stay up to date with the internet so that if anything happens, there’s always our internet real estate bringing in revenue for us…

…if blogging is something that interests you, then CLICK HERE, watch the free video and get started today…