The Working Parent’s Guide to Financial Freedom

In the past, many couples had the wife stay home and take care of the kids. That’s what my Mom did anyway…

In this day and age, most parents both work to bring home enough money to support their family.

In addition, we also have a lot of single moms and single dads who have to find a way to make the money and raise a family all at the same time!

Financial freedom means that money comes into your life without you having to spend time to work…this happens through multiple streams of income depending on how you invest your Financial Freedom money…

Becoming financially free is very beneficial to parents!

The parent or parents who want to spend more time with their children can now choose to stay home and raise the kids.

You can do home schooling…

travel with your whole family…

spend quality time together out in nature…

This doesn’t mean you don’t work anymore, as you may have a career that you do enjoy…

However, if you choose, you can be at home to take care of a sick child, and you can rotate with your wife or husband, allowing you both to follow your passions or career and still be there for your kids…

How Parents Can Become Financially Free

There is a strategy taught by pretty much all books written on financial success and planning that will lead to financial freedom…

These books often do not address the specific needs of working parents, and that’s why I create the Working Parent’s Guide to Financial Freedom…

This book addresses the following obstacles faced by working parents:

1) How to set up an AUTOMATED savings and investing strategy

2) How to schedule Investing Research into a very tight working and parenting schedule

3) Where to allocate your money for maximum passive income, while working and being with your kids

Are you a working parent who wants to become financially free?

I have created The Working Parent’s Guide to Financial Freedom, which is designed specifically to help extremely busy working parents…

Benefits of Financial Freedom for Parents

In the past, many couples had the wife stay home and take care of the kids. That’s what my Mom did anyway…

In this day and age, most parents both work to bring home enough money to support their family.

In addition, we also have a lot of single moms and single dads who have to find a way to make the money and raise a family all at the same time!

Financial freedom means that money comes into your life without you having to spend time to work…this happens through multiple streams of income depending on how you invest your Financial Freedom money…

Becoming financially free is very beneficial to parents!

The parent or parents who want to spend more time with their children can now choose to stay home and raise the kids.

You can do home schooling…

travel with your whole family…

spend quality time together out in nature…

This doesn’t mean you don’t work anymore, as you may have a career that you do enjoy…

However, if you choose, you can be at home to take care of a sick child, and you can rotate with your wife or husband, allowing you both to follow your passions or career and still be there for your kids…

How Parents Can Become Financially Free

There is a strategy taught by pretty much all books written on financial success and planning that will lead to financial freedom…

These books often do not address the specific needs of working parents, and that’s why I create the Working Parent’s Guide to Financial Freedom…

This book addresses the following obstacles faced by working parents:

1) How to set up an AUTOMATED savings and investing strategy

2) How to schedule Investing Research into a very tight working and parenting schedule

3) Where to allocate your money for maximum passive income, while working and being with your kids

Claim Your Free Copy

As a free gift for signing up for the Yes Financially Free newsletter, I will be sending you a free copy of this Working Parent’s Guide to Financial Freedom…

The weekly newsletter will give you information on money management, investing, saving and other advanced financial freedom techniques…

To sign up, just fill in your name and your best e-mail address in the form below, and it will be sent to you instantly.

You can start creating wealth and financial freedom for yourself and your family as soon as you put the steps in the guide use…

So act now, enter your name and e-mail, and get your free copy of The Working Parent’s Guide to Financial Freedom!

Why Do The Wealthy Use Credit Cards?

Why do the Wealthy Use Credit Cards?

…there are things that the wealthy pretty much all do and one of them is use credit cards…

…however, you have to know how to use credit cards the way they do to benefit…

…read this post to the end to learn more about how to use Credit Cards like the rich and wealthy do…

Why do the Wealthy Use Credit Cards?

…there are things that the wealthy pretty much all do and one of them is use credit cards…

…however, you have to know how to use credit cards the way they do to benefit…

…read this post to the end to learn more about how to use Credit Cards like the rich and wealthy do…

Pay Off Your Balance In Full Every Month

…wealthy people use credit cards and they pay off their full balance every month…

…that way they don’t incur interest charges…

…this is important since it ends up acting like a checking account except that if you don’t agree with any transaction, you can dispute it and get your money back!

Use Credit Cards With Rewards and Miles Programs

…the wealthy use credit cards for regular purchases because they get rewards points and miles…

…these add up and become gift cards, airline tickets, car rentals, cruises…

…and if you spend a lot, you definitely earn a lot of benefits…

Check All Of Your Charges Every Month

…the wealthy make sure that all of the charges each month are theirs…

…if they are not, they dispute the charges and get their money back…

…this is way better than a checking account, as it allows you protection in your spending…

Use the Insurance and Travel Protection Benefits of The Credit Card

…most cards have added insurances built in…

…you need to get a card that has the kind of insurance that you like…

…for instance, if you rent a car with the credit card, oftentimes the card has auto rental insurance built in…

…so you don’t have to insure the car with the car rental agency…

…they also oftentimes have lost baggage insurance, and other great protections…

…the wealthy will use these benefits when the need them…

Use The Concierge Services

…some credit cards come with travel benefits such as concierge services…

…you get to call a number and they will help plan your vacation, get you tickets to events, and help you find great restaurants…

…it depends on the type of card you have…

…usually, this perk comes with cards that have higher spend…

Use Cards That Waive Foreign Transaction Fees When Traveling Overseas

…another reason the wealth use credit cards is that the higher end ones will waive the foreign transaction fees when they travel to other countries…

…these charges can really add up so they love having these fees waived…

…if they spend a lot of money on their cards, they usually have this feature built in…

Improve Their Credit Score

…responsible use of credit creates higher credit scores…

…higher credit scores lead to lower rates on other loans like mortgages and other loans…

…it can also open the door for better credit cards with better perks!

Conclusion

The wealthy are good at controlling their spending so it’s easy for them to pay off their balance in full every month…

…their credit card then becomes a way of protecting their money…

…in addition, they earn additional rewards, insurance, services and other perks…

…the banks love their spending because they are making them money with the processing fees, and will gladly waive their late fees if they ever do pay late…

…it’s worth mastering our credit card use and always pay our balances in full…

…and get the rewards of using credit cards…

P.S.

I love writing about financial freedom and it gives me great joy when I help someone get closer to their financial freedom!

…is there something that you love, that you would love to teach others?

…if yes, then CLICK HERE to see how much money you can make teaching others what you love on the internet!

 

 

How To Pay Off Your Mortgage in 5-8 Years – A Review of Financial 101

Want to learn how to pay off your mortgage in 5 to 8 years?

…read this review of Financial 101…

…so my husband says an administrator of one of the facilities he visits invited him to attend a financial seminar at someone’s house…

…bells are going off in my head…

Why would anyone do a financial presentation at their house?

…I asked him “Is this an MLM?”…

…my husband Jomel says “it’s a class on money and investing and it was an hour long”…

…so we all just went, and I literally just got back to write this blog about it…

…it was a company called Financial 101…

…similar to Sweep Strategies, they help you learn to budget money, save, and restructure debt so that you can pay off your mortgage faster…

…then they help you invest in other properties for rental income…

Here is my honest review of Financial 101

Want to learn how to pay off your mortgage in 5 to 8 years?

…read this review of Financial 101

…so my husband says an administrator of one of the facilities he visits invited him to attend a financial seminar at someone’s house…

…bells are going off in my head…

Why would anyone do a financial presentation at their house?

…I asked him “Is this an MLM?”…

…my husband Jomel says “it’s a class on money and investing and it was an hour long”…

…so we all just went, and I literally just got back to write this blog about it…

…it was a company called Financial 101

…similar to Sweep Strategies, they help you learn to budget money, save, and restructure debt so that you can pay off your mortgage faster…

…then they help you invest in other properties for rental income…

Here is my honest review of Financial 101

REVIEW OF FINANCIAL 101

…so, the presentation is very informative for most people who do not understand interest rates, debt and money management…

…it discusses the advantages of paying off high interest debts as quickly as possible, to save lots of money in interest…

…and also shows people how to tap into the equity of their home to pay down the principal of their mortgages faster…

…instead of putting their money in a checking account, they put it in a line of credit and pay all of their bills from that instead…

…this saves money on interest that they would have had to pay towards their mortgage…

…they also teach how to responsibly use credit credit cards to earn points and other benefits…

…and also save even more interest on their mortgages…

PROS

Financial 101 helps people manage their money with their own coach and a structured program…

…and there are plenty of real life stories of people who took the course and it changed their lives…

…the story that I saw was from a couple that went from a $5,000/mo mortgage to now having no mortgage…

…not sure of the time frame or how much they owe on their line of credit, however, looks like they are doing better financially because the husband can build custom cars for a living instead of working a job…

…the lady who did the presentation was named Shantell, and she also had a great story of how her family went from being very poor to now traveling the world and owning her own home and car with no debt, and now owning investment properties and qualifying for Private banking…

…they have a beginner course which costs $199 which helps people get control of their spending and their cashflow, especially if they have negative cashflow (spending more than they are making)…

…then if they want to go to the next level, which is Financial 100, the $199 goes towards the cost of the 2nd course which is $1,499…

…Financial 100 teaches how to do automatic savings, and have a savings buffer…

…how to budget for future savings goals, and to be able to look at finances 3 months ahead…

…if you graduate within one year of Financial 100, they let you use the tuition to pay for Financial 101, which costs over $3,000…

…in Financial 101 you apply for the line of credit that you use as your checking account to deposit your paychecks and pay your bills…

…the advantage of using a line of credit as your checking account is that the same line of credit is used to pay down the principal of your mortgage…

…which saves money in mortgage interest…

…as the line of credit is paid down, there’s room to invest in investment properties…

…for people in Hawaii who tend to have high mortgages, and also credit card debt, this program can be very helpful in not only paying off debt, but also creating real financial wealth…

…in addition, they help people pay their tuition with the savings that they make from the saved mortgage interest…

CONS

…there aren’t that many cons that I can see with the program…

…the first that I noticed was that they talk about an emergency fund, and I think it’s wiser to save for different reasons, click here to learn more about why I would never have an emergency fund and better ways to strategically save your money

…the second is that if you already know what they are teaching, you don’t really need to take a course…

…I’m not sure if it would be cost effective if you had no mortgage or no debt and are already saving a lot of money, and already have investments making you passive income…

Conclusion

…I think for most people Financial 101 would be that financial education that we all needed to learn in school, and yet no one taught us…

…my husband and I are going to do the free assessment…

…and we get no financial benefit if you do decide to take Financial 101 courses…

…this is an unbiased 3rd party review…

… CLICK HERE to get your free assessment and check out Financial 101 for yourself!

What do you think?  Leave your review of Financial 101 in the comments below!

P.S.

I love blogging and helping others find financial freedom!

…is there something that you are passionate about, and that you could teach others?

…I suggest you consider blogging…

CLICK HERE, enter your e-mail, and watch the free video to learn more!

5 Danger Signs That Signal For Help In Your Finances

…Mey here on a breezy Tuesday morning blogging about the 5 Danger Signs That Signal For Help In Your Finances…

…so, I used to be in a very dangerous place when it came to my finances…

…and I didn’t realize that I could ask for help…

…so in this post I share with you the 5 Danger Signs and also how you can get the help that you need…

…Mey here on a breezy Tuesday morning blogging about the 5 Danger Signs That Signal For Help In Your Finances

…so, I used to be in a very dangerous place when it came to my finances…

…and I didn’t realize that I could ask for help…

…so in this post I share with you the 5 Danger Signs and also how you can get the help that you need…

#1 You Have Credit Card Debt

…this is something that most wealthy people that I work with do not have…

…why?

…the interest rate on credit card debt is too high…

…so if you have credit card debt that you carry over month to month, then this is a sign that you need help with your finances…

…here is the help that I got from a friend of mine who was financially free:

1) Stop using your credit cards (cut them up if you have to).

2) Call the Credit Card Companies and ask for a lower rate.  Keep notes, record who you talked to, the date, the time, and what happened.

3) If they don’t give you a lower rate, ask for their supervisor and ask again.  Keep notes.

4) Keep asking until you get to the President of the company, and by then they will usually lower your rate.

5) Pay off the highest interest rate card faster, then move on to the next highest rate.

I used the method above and saved thousands of dollars, just from lowering my rate.

For one of my cards, I went all the way up to the President and faxed him a letter, detailing everyone I had talked to and what I was requesting, and I finally got a rate decrease…

Today, I have no credit card debt.

#2 You Are Not Saving Money

…if you are not saving money for yourself on a regular basis then you are setting yourself up to fail…

…all wealthy people that I know save money, whether it’s in a 401K, IRA or savings and other investments…

…they are saving money on a regular basis…

…if you are not saving money on a regular basis (everytime you get paid), then you need to start…

…open up a savings account today and set it up so that at least 10% of your income gets transferred there…

…if you don’t have enough money to open a savings account then do what I did in the beginning, put $.10 in a jar everyday…

…it’s the habit of saving that’s more important than how much…

…if you are not successful at doing this, then I suggest you get help…

…I recommend getting a financial advisor or financial planner to assist you…

#3 You Complain About Money

…if you are complaining about money then you are hurting your finances…

…what does complaining do?

…wastes your time, other people’s time, and drains your own energy…

…it also makes people who have money stay away from you…

…so opportunities for money don’t come your way…

…if you hear yourself complaining about money all the time, you need help…

…I suggest going to a seminar like the Millionaire Mind Intensive

…or reading books that will give you a wealthy mindset

…or saying money affirmations instead…

#4 You Make Little or No Money

…cashflow is important and if you have no cashflow then you aren’t going to be able to save…

…the most common way to start making money is to get a job…

…or you can start a business and sell something…

…either way, you need to go out there and start making money…

…remember this, the money you make equals the value that you give…

…so if it’s hard now for you to get a job, or sell something…

…that means you need to learn new skills so that you can give others value…

…most people know how to get help finding job counseling…

…or they will go to school or enter a program to learn something that people want…

…well, go out and get help…

#5 You Are Spending More Money Than You Make

…if you have a negative net worth that is becoming more negative every month then you need help…

…what this means is that you are spending more money than you are making…

…so you are getting more and more into debt…

…I used to have this issue and I got help…

…however, like most people, I got help after I couldn’t make my debt payments anymore…

…I got a mentor who taught me how to negotiate my debts so that I was at least paying what I was making, and then moved on from there…

Conclusion

…recognizing these danger signs can save you and put you back on track to being wealthy and financially free…

…most people don’t recognize that they need help!

…they justify their spending, even though it’s obvious to their friends and family that they are in trouble…

…just go through the five and see if that is you…

…then GET HELP!

P.S. I love blogging about Financial Freedom because I want you to become financially free…

…I started blogging just to make money online…

…and the more I learned about money and wealth, the more I realized that it makes me happy to help others become wealthier…

…if you want to learn about how to make money blogging and help others with your unique talents and skills, then CLICK HERE, watch the free video and get started!

How Can You Be A Mom and Wife AND Make Money For Yourself?!?

…Mey here on a Monday night masterminding with my friends Sheena and Candice blogging about How Can You Be A Mom and Wife AND Make Money For Yourself?!?

…seriously, women DO YOU FEEL ME?

…I’ve seen men make it to the top and wonder, do they have to change diapers in the middle of the night?

…do they clean up after the kids, put away all the clothes, clean the bathroom sink?

…so, if you’ve been there thinking this money thing is a man thing and only belongs in a man’s world, I UNDERSTAND!

…so let’s get real, right now…

…I’m about to help you ladies see exactly how you can use your female power to make more money…

…Mey here on a Monday night masterminding with my friends Sheena and Candice blogging about How Can You Be A Mom and Wife AND Make Money For Yourself?!?

…seriously, women DO YOU FEEL ME?

…I’ve seen men make it to the top and wonder, do they have to change diapers in the middle of the night?

…do they clean up after the kids, put away all the clothes, clean the bathroom sink?

…so, if you’ve been there thinking this money thing is a man thing and only belongs in a man’s world, I UNDERSTAND!

…so let’s get real, right now…

…I’m about to help you ladies see exactly how you can use your female power to make more money…

Women Who Understand and Ask Questions Make More Money

…as a woman, if you want to make money for yourself you need to understand and question more about money…

…ask questions like:

“what is my budget?”

“how can I make money?”

“how can I save for myself?”

“how can I find ways to invest my money?”

“how can I learn about money?”

“what do I need money for and what is my goal?”

“what would it cost to hire someone else to do the work that I’m doing?”

“how do I get financial freedom in my marriage?”

…the more powerful questions that you ask yourself, the more you will see how you can make money for yourself, and start saving for your financial future…

A Mother’s Advantage

…a mother has a unique advantage over most people in that they have to be laser focused if they want to do something for themselves…

…they may have only an hour a day and they  use it very very wisely…

…they know what they need to do, how much sleep they need to get everynight, and how much food they need to eat to be the Mom they have to be…

…being a Mom takes patience, physical strength and attention…

…most of all it takes love…

…mother’s, realize how powerfully organized and effective you are, and use it to focus on these key things:

1) Save money for yourself regularly (pay yourself first…just like changing diapers, make it a necessity)

2) Focus at least 10-15 minutes a day or even a week to learn about dividends, interest and good investment options, this could be a call with your financial planner…

3) Stay laser focused, the work you do stabalizes society, creates peace…you raise the next generation…you can do this…finances are EASY compared with what you have to do…

<h2>Woman! You Are Stronger Than Him In So Many Ways, Use That To Make More Money By…</h2>

…I’ve noticed that I can hold my baby longer, walk greater distances, sleep less and get more done than my husband can…

…women tend to be stronger than men in practical matters like taking care of their children and doing practical things that will result in getting things done…

…so use that strength that you have and focus on money…

…there are women succeeding in making serious money…

…focus on what you can handle, saving…

…investing with a trusted advisor…

…maybe making money part time by blogging like me, or getting a part time job, or having your husband set up a regular transfer to your account…

…you can do this, and you need to think seriously about money because you will probably live longer and need more of it!

Conclusion

…I hope you understand that you are here in the company of a mother and a wife, who spends a lot of time enjoying her family…

…and makes money, makes passive income and saves regularly…

…woman, you can do it too!

…take that strength inside you and let it out…

…take care of yourself =)

…and if you think blogging about your passion for some extra money might be in the stars for you, then CLICK HERE, watch the free video and get started!

 

 

How Do You Prepare Your Kids For Financial Freedom

…Mey here blogging on a beautiful and breezy Sunday evening, daddy’s got Benji playing on the Ipad with Jordan, giving me a little time to do my daily blog on the important topic How Do You Prepare Your Kids For Financial Freedom…

…the main skills you need is to save money and to invest it wisely, and also to control expenses…

…so how do we teach this to our children?

…as a couple, we have set up a HUTMA (trust account for minors) for our 2 year old son Jordan, and already invested most of it in a 1 year 3% bond…

…we hope to teach our son responsible use of his money be giving him an allowance and having him learn to save and spend wisely…

 

…Mey here blogging on a beautiful and breezy Sunday evening, daddy’s got Benji playing on the Ipad with Jordan, giving me a little time to do my daily blog on the important topic How Do You Prepare Your Kids For Financial Freedom

…the main skills you need is to save money and to invest it wisely, and also to control expenses…

…so how do we teach this to our children?

…as a couple, we have set up a HUTMA (trust account for minors) for our 2 year old son Jordan, and already invested most of it in a 1 year 3% bond…

…we hope to teach our son responsible use of his money be giving him an allowance and having him learn to save and spend wisely…

…and we are keeping his money in a HUTMA for him to manage when he is 18 years old…

…we hope to have him start making management decisions earlier than at 18…

…we believe that giving our kids the freedom to learn is the only way that they will learn…

…I’ve seen some parents that pay for everything their kids want, let them use a debit card and when they go overdrawn, just give them more money…

…these parents often wonder how they are going to teach their children successful money management…

…I wonder why they don’t just let their kids get a part time job and handle their own account!

…and if they run out of money, they run out of money, no need to give them anymore!

…that’s just my opinion though…

…what’s yours?

…how do you teach children to be financially free?

 

P.S. I blog about Financial Freedom because I love it…

…I love it so much that I blog about it 6 days a week…

…and it only takes me an hour and a half a day, and also helps me make money on the side too…

…you may be surprised at how much money you can make blogging about what you love…

CLICK HERE , watch the free video, and get started!

7 Key Steps For Married Couples to Become Financially Free Together

…Mey here on a dark Saturday evening after a nice day with my family blogging about the 7 Key Steps For Married Couples to Become Financially Free Together…

…a lot of people will joke around about marriage, in that the wife spends all the money the husband makes and so on…

…yet, married couples are more likely to become free because they are a team, a mastermind…

…two heads are better than one…

…so, go ahead and read on and make sure you follow to 7 key steps for married couples to become financially free together…

…Mey here on a dark Saturday evening after a nice day with my family blogging about the 7 Key Steps For Married Couples to Become Financially Free Together

…a lot of people will joke around about marriage, in that the wife spends all the money the husband makes and so on…

…yet, married couples are more likely to become free because they are a team, a mastermind…

…two heads are better than one…

…so, go ahead and read on and make sure you follow to 7 key steps for married couples to become financially free together

 

Key #1 Saying I Do want to Be Financially Free

…the first key is to actually decide as a couple that you want to be financially free…

...say I DO to financial freedom and that you want it together…

…many couples never do this, never make this pact, and yet, it is Key #1…

Key #2 Divide and Conquer Your Money and Accounts

…some couples throw all their money into one joint account and even though this may seem simple, it actually makes it really hard to manage where you want your money to go…

…there are a lot of different ways to manage your money and we use the Jar System from T Harv Eker

…in this system, you have a financial freedom account already established so you can just follow the system and make it happen…

Key #3 Give Your Spouse Freedom To Spend

…it’s important that both spouses have some freedom to spend on whatever they want…

…this can be accomplished by having each spouse have their own personal spending account…

…if one spouse works as a housewife or househusband, then give that spouse an allowance so that they have their own money…

…most housewives and househusbands are estimated to give about $100,000/year in services (if you were to pay someone else to do all that they do, that’s roughly the figure)…

CLICK HERE for a post I wrote on how Moms Can Become Financially Free

Key #4 Communicate About Your Financial Goals

…when you want to buy something, or go on a trip, or whatever it is…

…if it isn’t coming out of your personal money, and it is going to be a joint expense, communicate with your spouse about it…

Key #5 Respect Your Spouse’s Decisions

…if you want to spend the money in the joint account on a trip to France, and your spouse wants to trade in your car instead, then respect each other and know that you are not going to spend the money until you are in agreement…

Key #6 Enjoy Your Money Together

…the joint accounts are for your marriage, your love for each other, to be spent and a couple…

…make the process fun and happy…

…enjoy your money, and the process of making financial decisions together…

…enjoy the negotiation, and love your money…

Key #7 Monthly Check In Together

…every month see how you are doing…

…did you save like you planned…

…are your investments making passive income…

…are your expenses going down or at least staying the same…

…plot your progress until your passive income finally exceeds your expenses and you both are free!

Conclusion

…getting married is a blessing and if you manage your money properly, you will become financially free together!

…I hope you enjoyed this post…

…tell me what you think in the comments below!

…as you can tell I love my husband and I love sharing knowledge on Financial Freedom…

…do you have something that you are passionate about?

…ever consider blogging about it?

…you might be surprised on how much you can make doing it!

CLICK HERE, watch the free video and make your decision to get started =)

Are You Saving For A Rainy Day or a Sunny Day?

…Mey here at the newly opened Honolulu Coffee Company with my Mom, author of Veluli: Specimen AMAC-1, blogging about Are You Saving For A Rainy Day or a Sunny Day?

…why would anyone save for a rainy day?

…isn’t that when we all stay inside, and spend time cleaning the house or sleeping in?

…I mean, why would you need money on rainy days, instead of sunny days, or cloudy days…or anyday?

…let’s save for everyday, for the rest of our lives, so we can become financially free in our thirties instead of in our sixties (if ever…)…

…and let’s talk seriously about why it’s important to really think about this concept with saving for a particular day with something far more powerful…

…Mey here at the newly opened Honolulu Coffee Company with my Mom, author of Veluli: Specimen AMAC-1, blogging about Are You Saving For A Rainy Day or a Sunny Day?

…why would anyone save for a rainy day?

…isn’t that when we all stay inside, and spend time cleaning the house or sleeping in?

…I mean, why would you need money on rainy days, instead of sunny days, or cloudy days…or anyday?

…let’s save for everyday, for the rest of our lives, so we can become financially free in our thirties instead of in our sixties (if ever…)…

…and let’s talk seriously about why it’s important to really think about this concept with saving for a particular day with something far more powerful…

Saving For A Rainy Day – The Consequences

…I don’t know if you’ve heard of this however, what we focus on we bring into life…

…so if we focus our savings for rainy days, then we end up saving for disasters or problems and spend all our savings on those…

…focusing on rainy days creates more rainy days…

…the same goes to an emergency fund…

…do you really want emergencies in your life?

…so how do you fix this and still have savings?

…read on to find out…

Saving For Sunny Days Too – Short Term Savings For Spending

…instead of focusing your account on emergencies or for rainy days…

…call it your Short Term Savings For Spending Account (taken from the amazing training from Tracy Walker, 6 Figure Shortcuts…sorry link to purchase is not available yet, message me if you want it)…

…so, what this account does is allow you to save and use the money in this savings for spending on things that pop up that you want to spend on…

…in her example, she used $500 to help her nephew buy his school supplies…

…or if you need to pay for a car repair, or if you decide to buy a surf rack, or whatever…

…see, this account is not focused on emergencies, it’s focused on short term spending needs…

…now you can spend on your sunny days too…

…doesn’t that feel so much better?

Conclusion

…how you budget and manage your money, what you call your accounts, is crucial to achieving your financial freedom…

…use smart account names, and smart goals for each of your accounts that will take you to where you want to go…

…it’s time to focus on the positive uses of money and savings, so that we can welcome more sunny days and savings into our lives!

…tell us what you think of saving and the names of your short term savings for spending account in the comments below…

…finally, I hope that you got amazing value from this post…

…my goal is to make you financially free!

…I love blogging and financial freedom is my passion…

…what’s your passion?

…want to blog about it and make money too?

CLICK HERE, watch the free video and get started today!

How Drinking Water Is The Key To Your Financial Freedom

…Mey here on a freshly rained evening, with a light breeze coming in the window, blogging about How Drinking Water is the Key To Your Financial Freedom…

…what?!?

…drinking water?

…Mey, what are you talking about this time?

…well, it’s true and I’m going to tell you exactly why in this blogpost…

…so, open your eyes, ears, get a glass of water and let’s begin…

…Mey here on a freshly rained evening, with a light breeze coming in the window, blogging about How Drinking Water is the Key To Your Financial Freedom

…what?!?

…drinking water?

…Mey, what are you talking about this time?

…well, it’s true and I’m going to tell you exactly why in this blogpost…

…so, open your eyes, ears, get a glass of water and let’s begin…

Why Drink Water – The Health Benefits

…I could go on and on about the health benefits of drinking water…

…first you’ll be healthier, have more energy and a better complexion…

…your thinking will be clearer…

…this will lead you to make better decisions regarding everything in your life including your finances…

…this is all because you are going to be hydrated…

…you will be more efficient at work and probably be paid better or produce more…

…you will look and feel better thus having a better relationship with your boyfriend/girlfriend/spouse…

…you get the picture…

Why Water? The Financial Benefits

…there’s more!

…if you stopped drinking coffee, beer, diet coke and taquilla shots, and instead drink water…

…you will have substantially more money to save and invest…

…if you are like the people here in Hawaii, you probably spend at least $10/day buying these kinds of drinks…

…in fact, if you like wine, beer or some types of hard liquor, you’ll probably save yourself another $100-$1000/week…

…so do the math…

…you save roughly $100/mo – $1,000/mo just by drinking water…

…that’s $1,200/year – $12,000/year!!!

…take that extra money and buy a dividend yielding stock or make a down payment on a rental property…

…in any case, the money you save will get you free faster than you can imagine…

Conclusion

…I hope you take this article seriously…

…what you put in your body can be nourishment if you choose wisely…

…and the money that you will save will make you free…

…so that you can be a leader that people can look up to, and gain hope and inspiration from…

…let me know your thoughts in the comments below!

…FYI I blog about Financial freedom because I love it!

…I want you to be financially free and I will stop at nothing to help you get there…

…what about you?

…is there something that you love so much that you could blog daily about it?

…that you could help the world by sharing your knowledge?

…if there is then CLICK HERE, watch the free video and get started…