The First 3 Wealth Files – Are You Programmed To Be Rich?

Did you know that, according to T Harv Eker in the book Secrets of the Millionaire Mind, we have wealth files in our brain?

These wealth files determine whether we are going to be rich, middle class or poor.

We can change our wealth files too if we put in the work!

This blog will focus on the first 3 Wealth Files, and the exercises you can do to reprogram your wealth files to create a rich life!

Wealth File #1

Rich people believe “I create my life.”

Poor people believe “Life happens to me.”

DECLARATION “I create the exact level of my financial success!”

Touch your head and say “I have a millionaire mind!”

1. Every time you catch yourself blaming, justifying, or complaining, slide your index finger across your neck, as a trigger to remind yourself that you are slitting your financial throat.

2. Do a “debrief.”  At the end of each day, write down one thing that went well and one thing that didn’t.  Then write the answer to the following question: “How did I create each of these situations?”  If others were involved, ask yourself, “What was my part in creating each of these situations?”

Wealth File #2

Rich people play the money game to win.

Poor people play the money game not to lose.

DECLARATION “My goal is to become a millionaire and more!”

Touch your head and say “I have a millionaire mind!”

1. Write down two financial objectives that demonstrate your intention to create abundance, not mediocrity or poverty.  Write “play to win” goals for your:

a. Annual Income

b. Net Worth

Make these goals achievable with a realistic time frame, yet at the same time remember to “shoot for the stars.”

2. Go to an upscale restaurant and order a meal at “market price” without asking how much it costs. (If funds are tight, sharing is acceptable.)

P.S. No chicken!

Wealth File #3

Rich people are committed to being rich.

Poor people want to be rich.

DECLARATION “I commit to being rich.”

Touch your head and say “I have a millionaire mind!”

1. Write a short paragraph on exactly why creating wealth is important to you.  Be specific.

2. Meet with a friend or family member who is willing to support you.  Tell that person you want to evoke the power of communication for the purpose of creating greater success.  Put your hand on your heart, look that person in the eye, and repeat the following statement: “I, _________[your name], do hereby commit to becoming a millionaire or more by _________[date].”

Tell your partner “I believe in you.”

Then you say, “Thank you.”


Follow the exercises, and see your wealth files change to be set for wealth!

Please put your experiences and your answers to the exercises in the comments below!

7 Key Steps For Married Couples to Become Financially Free Together

…Mey here on a dark Saturday evening after a nice day with my family blogging about the 7 Key Steps For Married Couples to Become Financially Free Together

…a lot of people will joke around about marriage, in that the wife spends all the money the husband makes and so on…

…yet, married couples are more likely to become free because they are a team, a mastermind…

…two heads are better than one…

…so, go ahead and read on and make sure you follow to 7 key steps for married couples to become financially free together


Key #1 Saying I Do want to Be Financially Free

…the first key is to actually decide as a couple that you want to be financially free…

...say I DO to financial freedom and that you want it together…

…many couples never do this, never make this pact, and yet, it is Key #1…

Key #2 Divide and Conquer Your Money and Accounts

…some couples throw all their money into one joint account and even though this may seem simple, it actually makes it really hard to manage where you want your money to go…

…there are a lot of different ways to manage your money and we use the Jar System from T Harv Eker

…in this system, you have a financial freedom account already established so you can just follow the system and make it happen…

Key #3 Give Your Spouse Freedom To Spend

…it’s important that both spouses have some freedom to spend on whatever they want…

…this can be accomplished by having each spouse have their own personal spending account…

…if one spouse works as a housewife or househusband, then give that spouse an allowance so that they have their own money…

…most housewives and househusbands are estimated to give about $100,000/year in services (if you were to pay someone else to do all that they do, that’s roughly the figure)…

CLICK HERE for a post I wrote on how Moms Can Become Financially Free

Key #4 Communicate About Your Financial Goals

…when you want to buy something, or go on a trip, or whatever it is…

…if it isn’t coming out of your personal money, and it is going to be a joint expense, communicate with your spouse about it…

Key #5 Respect Your Spouse’s Decisions

…if you want to spend the money in the joint account on a trip to France, and your spouse wants to trade in your car instead, then respect each other and know that you are not going to spend the money until you are in agreement…

Key #6 Enjoy Your Money Together

…the joint accounts are for your marriage, your love for each other, to be spent and a couple…

…make the process fun and happy…

…enjoy your money, and the process of making financial decisions together…

…enjoy the negotiation, and love your money…

Key #7 Monthly Check In Together

…every month see how you are doing…

…did you save like you planned…

…are your investments making passive income…

…are your expenses going down or at least staying the same…

…plot your progress until your passive income finally exceeds your expenses and you both are free!


…getting married is a blessing and if you manage your money properly, you will become financially free together!

…I hope you enjoyed this post…

…tell me what you think in the comments below!

…as you can tell I love my husband and I love sharing knowledge on Financial Freedom…

…do you have something that you are passionate about?

…ever consider blogging about it?

…you might be surprised on how much you can make doing it!

CLICK HERE, watch the free video and make your decision to get started =)

Three Life-Changing Books About Wealth Building

Can a book change your life?

How would you like to have the money to give to your favorite charities?

Or know what to do when your friends ask to borrow money?

Or find out your specific money personality so that you can live a wealthy and happy life?

The books below all answered these questions and changed my life for the better…

Check them out!

  1. Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth

    It’s a guideline to how to become a millionaire, with a whole guide on how to think like a millionaire and a budget plan so that you can also act and become a millionaire.

    Secrets of the Millionaire Mind is also really funny and easy to read.

    This is the first book on wealth that completely changed my life, and got me to become wealthier almost instantly.

    I use the budget in this book for my personal and joint accounts with my husband and IT WORKS!

  2. The Richest Man in Babylon

    This book will discuss EVERYTHING you need to know about how to build and keep money, AND does it with fun stories with characters in ancient Babylon.

    It’s fun and easy to read…the best part is that it teaches:

    How to budget your money so you grow rich
    How to protect your money from friends and relatives who ask for a “loan”
    How to make loans with collateral
    How to teach your kids about money
    How to rebuild your credit
    How to use insurance to protect your wealth
    and more!

  3. It’s Not about the Money: Unlock Your Money Type to Achieve Spiritual and Financial Abundance

    Ever wonder WHY you act the way you do around money?

    Did you know there is a quick quiz that you can take to find out what your money personality is, and what to do to make you wealthier?

    This book talks about the reasons we act the way we do around money and how it is NOT about the money at all, it is about our fears, values and the meanings that we gave to our experiences when we were kids.

    Read this book to finally understand the real reasons behind how you handle your finances.

    The author is a former monk turned investment guru, so he also give directions on exactly how to balance your investment portfolio. I use his guide to balance my 401K and investments.


What do you think of these 3 books?

Do you have some suggestions of other books to read?

Let me know in the comments below!

P.S. I love blogging about financial freedom.

It gives me joy to see others become richer by reading this blog.

Do you have something that you love that you would love to blog about?

You’d be surprised how easy it is to get started.

And surprised at how much money you can make doing it!

Check it out for yourself – Click here – and get started =)

How T Harv Eker’s Millionaire Mind Intensive Seminar Led Me To an Enlightened Life

Have you ever searched for an answer to a burning question your whole life?

Well, I had…

I always wondered what enlightenment was…

I first learned about it in high school, when we were studying world history and learned about buddha.

At the time, I thought I would like to be enlightened.

It seemed like a great way to feel peace of mind and happy all the time…

However, it didn’t make much sense to me.

Buddha said – desire causes suffering so give up desire and give up suffering…

Does that make sense to you?

My Quest For Money

Well, the funny thing is that I got my first real glimpse of enlightenment through my mentor T Harv Eker, while I was on a quest to make more money.

It came through during the Millionaire Mind Intensive seminar I attended in Los Angeles, CA in May of 2010.

I learned about this course by hearing an audio online of how to change our money blueprint.

Changing that blueprint was going to make me rich.

and the course promised to change my money blueprint in just 3 days!

It’s not surprising that money was the motivator to get me to take action.

I even got my best friend to fly to LA with me.

Seriously, wouldn’t you go through a 3 day seminar if it promised you would make more money?

Let me tell you what happened next…

Before My Journey To Los Angeles and the Millionaire Mind Intensive

Let me give you some background first, and tell you about before I went to the MMI (the Millionaire Mind Intensive).

My money situation was not good.

I had a negative Net Worth and I spent money to inflict revenge, to satisfy my ego, to pump up my self worth.

I let go of my control of my own money to my outside environment.

Not only that, I was lost spiritually.

I was living and did not know why or where I wanted to go.

All I knew is that what I was doing was not working, and Harv had a way out.

He had a recipe, and a way to change the root of all my problems, which at the time I thought was my lack of money.

How My Life Changed After the Millionaire Mind Intensive Seminar

I learned at the Millionaire Mind intensive that my blueprint creates my thoughts, which then create actions, which lead to my results.

and that what I create is NEUTRAL of meaning.

This meant that if I spend all my money and am poor, that is neither good or bad, it just is.

And if I save money and become rich, that is neither good or bad, it just is.

And since it is neutral of meaning, we can give it whatever meaning we want.

Since, we can create any life that we want, why not create a life of abundance in wealth, health and happiness?

Wouldn’t that be more fun?

That was my big Ah Ha moment!

To you reading this you may not think this is a big deal.

Or you may think this is obvious.

However, this one idea changed my whole life.

Things started to change in my life for the better.

Today I have a positive Net Worth that improves on a daily basis.

In addition, I found and married my soulmate, have a fun and loving 1 year old son and live an extraordinary life of wealth and abundance.

I have an internet business that I love and a new community of leaders and friends to mentor and grow with.

And inside, I feel alive, vibrant and happy about knowing what a great life I live…EVERYDAY!

T Harv Eker shares his knowledge through his seminars and his book – Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth….

…go ahead and check out the book and seminar yourself.

It is vital to have mentors to learn and grow from.

Everyday I listen to leaders share their insights on how to build wealth, become a better leader, and to have a successful business.

If you’re interested in a mentoring program to get you financial and time freedom, then click here, enter your name and best e-mail and watch the free video.