What Did You Do With The Money From Your Wedding Reception?

Mey here blogging about the interesting question What Did You Do With The Money From Your Wedding Reception?

…on your wedding day how much money did you get from gifts from your guests?

…what did you do with that money?

…did you buy dishes and appliances?

…did you put it in a joint savings account?

…what if you I told you that we invested that money and now we get paid monthly from that initial investment and I’m going to tell you how to do it too?

How We Made Our Wedding Money Make Us More Money

…Jomel and I got married on August 12, 2012 and we had our big wedding party at the end of October of that year…

…so we gathered up some cash from the party, and it was about $5,000 total…

…I discussed with Jomel and we decided to take that money and invest it for dividend income…

…so we opened a joint brokerage account and then started investing in ARR (click here for more about ARR)

…so right now, our original $5,000 investment is valued at about $2,500, meaning that if we sold all of our stock today we would get that much money (so ARR depreciated in value about 50% in the last 2 years)…

…and our dividends that we’ve earned in a little over 2 years until now have been about $1,000.00…

…currently we are making roughly $30.00/mo from this investment…

…now, we don’t know if the dividends will go up or down…

…however, we are happy that our investment is still making us money and will continue making us money until we are old and gray and pass it on to our estate…

What Would Have Happened If We Had Spent Our Wedding Money Instead?

…let’s say we had spent the money instead?

…over 2 years we could have spent about $200/mo…

…that would have helped pay some bills, just our utilities really =)

…and then what?

…we would have nothing left…

…we wouldn’t have monthly dividends to put in our joint account which have ranged from $30/mo – $60/mo…

…maybe we would have some furniture or stuff if we used it to get something…

…however, I don’t know about you, I would rather have the monthly dividends!

Conclusion

…what you did with your Wedding money is probably what you do with all of the money that comes into your life…

…you’re either investing or spending…

…wouldn’t it better to have our money work for us?

…I’m here to help you have that shift in a Financial Freedom mindset…

…because your freedom matters…

…more money for you means more money towards a harmonious marriage, and a stable family where you actually have the time and money to be there for your kids…

…please let me know in the comments below what you did with your the money from your Wedding Reception, or any other thoughts on your goal of financial freedom!

P.S.

…also, I want to let you know a little bit about me and what I do…

…I’m Mey, a blogger and a mother, wife and I’m committed to your financial freedom…

…I also use my blog to help myself and others achieve financial freedom by making money through blogging…

…have you ever thought of blogging too and making money teaching people something that you love?

…it could be on how to raise 3 boys, or on how to cook Vegan food…

…it could be on nutrition or working out to get muscle definition…

…whatever your passion is, there’s a simple system that I use to blog and make money too!

…if that is something that interests you then I invite you to CLICK HERE, watch the free video and get started =)

 

5 Danger Signs That Signal For Help In Your Finances

…Mey here on a breezy Tuesday morning blogging about the 5 Danger Signs That Signal For Help In Your Finances

…so, I used to be in a very dangerous place when it came to my finances…

…and I didn’t realize that I could ask for help…

…so in this post I share with you the 5 Danger Signs and also how you can get the help that you need…

#1 You Have Credit Card Debt

…this is something that most wealthy people that I work with do not have…

…why?

…the interest rate on credit card debt is too high…

…so if you have credit card debt that you carry over month to month, then this is a sign that you need help with your finances…

…here is the help that I got from a friend of mine who was financially free:

1) Stop using your credit cards (cut them up if you have to).

2) Call the Credit Card Companies and ask for a lower rate.  Keep notes, record who you talked to, the date, the time, and what happened.

3) If they don’t give you a lower rate, ask for their supervisor and ask again.  Keep notes.

4) Keep asking until you get to the President of the company, and by then they will usually lower your rate.

5) Pay off the highest interest rate card faster, then move on to the next highest rate.

I used the method above and saved thousands of dollars, just from lowering my rate.

For one of my cards, I went all the way up to the President and faxed him a letter, detailing everyone I had talked to and what I was requesting, and I finally got a rate decrease…

Today, I have no credit card debt.

#2 You Are Not Saving Money

…if you are not saving money for yourself on a regular basis then you are setting yourself up to fail…

…all wealthy people that I know save money, whether it’s in a 401K, IRA or savings and other investments…

…they are saving money on a regular basis…

…if you are not saving money on a regular basis (everytime you get paid), then you need to start…

…open up a savings account today and set it up so that at least 10% of your income gets transferred there…

…if you don’t have enough money to open a savings account then do what I did in the beginning, put $.10 in a jar everyday…

…it’s the habit of saving that’s more important than how much…

…if you are not successful at doing this, then I suggest you get help…

…I recommend getting a financial advisor or financial planner to assist you…

#3 You Complain About Money

…if you are complaining about money then you are hurting your finances…

…what does complaining do?

…wastes your time, other people’s time, and drains your own energy…

…it also makes people who have money stay away from you…

…so opportunities for money don’t come your way…

…if you hear yourself complaining about money all the time, you need help…

…I suggest going to a seminar like the Millionaire Mind Intensive

…or reading books that will give you a wealthy mindset

…or saying money affirmations instead…

#4 You Make Little or No Money

…cashflow is important and if you have no cashflow then you aren’t going to be able to save…

…the most common way to start making money is to get a job…

…or you can start a business and sell something…

…either way, you need to go out there and start making money…

…remember this, the money you make equals the value that you give…

…so if it’s hard now for you to get a job, or sell something…

…that means you need to learn new skills so that you can give others value…

…most people know how to get help finding job counseling…

…or they will go to school or enter a program to learn something that people want…

…well, go out and get help…

#5 You Are Spending More Money Than You Make

…if you have a negative net worth that is becoming more negative every month then you need help…

…what this means is that you are spending more money than you are making…

…so you are getting more and more into debt…

…I used to have this issue and I got help…

…however, like most people, I got help after I couldn’t make my debt payments anymore…

…I got a mentor who taught me how to negotiate my debts so that I was at least paying what I was making, and then moved on from there…

Conclusion

…recognizing these danger signs can save you and put you back on track to being wealthy and financially free…

…most people don’t recognize that they need help!

…they justify their spending, even though it’s obvious to their friends and family that they are in trouble…

…just go through the five and see if that is you…

…then GET HELP!

P.S. I love blogging about Financial Freedom because I want you to become financially free…

…I started blogging just to make money online…

…and the more I learned about money and wealth, the more I realized that it makes me happy to help others become wealthier…

…if you want to learn about how to make money blogging and help others with your unique talents and skills, then CLICK HERE, watch the free video and get started!

How Can You Be A Mom and Wife AND Make Money For Yourself?!?

…Mey here on a Monday night masterminding with my friends Sheena and Candice blogging about How Can You Be A Mom and Wife AND Make Money For Yourself?!?

…seriously, women DO YOU FEEL ME?

…I’ve seen men make it to the top and wonder, do they have to change diapers in the middle of the night?

…do they clean up after the kids, put away all the clothes, clean the bathroom sink?

…so, if you’ve been there thinking this money thing is a man thing and only belongs in a man’s world, I UNDERSTAND!

…so let’s get real, right now…

…I’m about to help you ladies see exactly how you can use your female power to make more money…

Women Who Understand and Ask Questions Make More Money

…as a woman, if you want to make money for yourself you need to understand and question more about money…

…ask questions like:

“what is my budget?”

“how can I make money?”

“how can I save for myself?”

“how can I find ways to invest my money?”

“how can I learn about money?”

“what do I need money for and what is my goal?”

“what would it cost to hire someone else to do the work that I’m doing?”

“how do I get financial freedom in my marriage?”

…the more powerful questions that you ask yourself, the more you will see how you can make money for yourself, and start saving for your financial future…

A Mother’s Advantage

…a mother has a unique advantage over most people in that they have to be laser focused if they want to do something for themselves…

…they may have only an hour a day and they  use it very very wisely…

…they know what they need to do, how much sleep they need to get everynight, and how much food they need to eat to be the Mom they have to be…

…being a Mom takes patience, physical strength and attention…

…most of all it takes love…

…mother’s, realize how powerfully organized and effective you are, and use it to focus on these key things:

1) Save money for yourself regularly (pay yourself first…just like changing diapers, make it a necessity)

2) Focus at least 10-15 minutes a day or even a week to learn about dividends, interest and good investment options, this could be a call with your financial planner…

3) Stay laser focused, the work you do stabalizes society, creates peace…you raise the next generation…you can do this…finances are EASY compared with what you have to do…

<h2>Woman! You Are Stronger Than Him In So Many Ways, Use That To Make More Money By…</h2>

…I’ve noticed that I can hold my baby longer, walk greater distances, sleep less and get more done than my husband can…

…women tend to be stronger than men in practical matters like taking care of their children and doing practical things that will result in getting things done…

…so use that strength that you have and focus on money…

…there are women succeeding in making serious money…

…focus on what you can handle, saving…

…investing with a trusted advisor…

…maybe making money part time by blogging like me, or getting a part time job, or having your husband set up a regular transfer to your account…

…you can do this, and you need to think seriously about money because you will probably live longer and need more of it!

Conclusion

…I hope you understand that you are here in the company of a mother and a wife, who spends a lot of time enjoying her family…

…and makes money, makes passive income and saves regularly…

…woman, you can do it too!

…take that strength inside you and let it out…

…take care of yourself =)

…and if you think blogging about your passion for some extra money might be in the stars for you, then CLICK HERE, watch the free video and get started!

 

 

What Does Loving Our Family Have To Do With Money

…Mey here on Saturday evening, just put my son to bed and we have a little heating pad to keep him warm, blogging about What Does Loving Our Family Have To Do With Money

…this post was actually originally written by me on http://www.candoitblog.com/what-does-loving-our-family-have-to-do-with-money/

…I’ve edited it to make it more timely…

I have an important question and perhaps one of the most important questions that I have ever asked…

What does loving our family have to do with money?

…what does seeing my son sleep and breathe easily while sleeping on his heating pad him have to do with our income?

…EVERYTHING…

…Huh?…

….What do you mean EVERYTHING?…

…healthy sleeping 2 year old and money?

…I’m telling you that for our family it means EVERYTHING…

…and for anyone else who highly values their family, it means EVERYTHING…

…I can only speak for my family, so read this and see if it makes sense for you…

…this is Mey writing on behalf of the family and I will say that Jomel and I recently went through a process that revealed to us that our highest value is family…

…we will spend time and money and thoughts and any other resources that we have to be with our family…

…that is how we get value in our lives…

…if you are like us, and highly value family, then you will relate to what I am saying…

…money is important to us because it helps us have more time with our family…

…money helps us pay for healthy food, school, toys, books, medicine and doctor visits…

…money helped us pay for the heating pad that our son is sleeping on as I write this post…

…and today I’m writing to let you know that you can become financially free if you have a family…

…in fact, if you tap into that love for your family…

…if you then extend your family out past your immediate family, and into the entire world, you will find the power that you need and you will realize the importance of you having the financial strength to care about those who you love…

…and it’s going to be a way that still gives you the time you want with your family, that still gives you the energy to play with your kids, and it’s going to be a way that still lets you have romantic time with your spouse…

…understanding what we value the most frees us and give us strength, courage and vision…

…stay with me, on this blog, and you will find your way…

…blessings to you and your family on this beautiful windy night…

P.S. Please leave me a note on what you highly value in your life!

…and if you like reading this blog, know that I like writing it…

…I want you to tap into your inner power and be free…

…and I help you and many others by blogging…

…if you have a talent, a love, or something of value you want to share with others…

…I highly suggest blogging about it…

…it will get your value out to the world, and help you make money at the same time…

CLICK HERE, watch the free video, and get started =)

[VIDEO] Holiday Greetings From The Duldulao Family

…Mey here with a video that Jomel took yesterday of us putting up the Christmas tree with our 2 year old son Jordan – Holiday Greetings From The Duldulao Family!

 

FYI – this is time lapse photography on the Iphone, pretty cool huh?

Wishing you and your family a healthy, fun and wealthy holiday season!

Sincerely,

Jomel, Jordan, Mey and Theresa

P.S. I spend an hour or two a day working an internet business that has made us money and given us a way to provide meaning and valuable information to those who need it…

…If you want to learn how to blog about what you love and learn how to make money on the internet, then CLICK HERE, watch the free video and get started…

A Millionaire Real Estate Investor’s Guide To Making a Good Investment

…Mey here blogging on a Thursday evening after enjoying a wonderful glass noodle tofu salad and a Thai curry shrimp (yum), chatting with old and new friends at a Christmas party, and now at home with tonight’s blog A Millionaire Real Estate Investor’s Guide To Making a Good Investment…

…if you are like the many people who want to invest in real estate then this post will help you figure out how to find a good deal…

…my friend who taught me this formula is a millionaire real estate investor…

…he follows this formula when he finds deals in Hawaii…

…so pay attention and use it for yourself!

8% Return Rule

…when the house we are living in went up for sale, I thought it would be a good idea to buy it…

…unfortunately, I didn’t have the capital to buy it (asking was $1,000,000+)…

…so I calculated what the cost would be and profit that would be made through renting and asked him if an investor would want to go in for half…

…he looked at my numbers and said, no, because the return was only 4%, and real estate investors will only put in big bucks if they are getting back at least 8% per year…

…so that’s when I learned the 8% return rule…

Calculate Real Return

…in order to figure out how much we would really make, I had a good grasp of the cost of maintenance and repairs, as well as other costs…

…a lot of investors in real estate start out without calculating all of the costs of owning real estate…

…that included the mortgage, the cost of maintenance and insurances, rental vacancy rates, cleaning up after tenants, eviction costs, etc…

…after calculating the real cost, you can subtract that from the rent, and you get your real return on investment…

…the only reason I could calculate it for the house I lived in was because I lived here so long…

…since it wasn’t a good investment, we didn’t buy it, and someone else did who is renting it to us…

…what can I say, not everyone makes good investments…

Conclusion

…hope you enjoyed this article…

…I’ve read stories of people who are now poor due to their bad real estate investments…

…be a smart real estate investor and work the numbers and do your homework!

…and if you like reading this article, write me a comment below!

…I loved writing it…

…actually, I love blogging about financial freedom…

…it’s a way to make money doing something that I love to do!

…if you want to learn how to make money blogging, then just CLICK HERE, watch the free video and get started =)

A Review Of Passive Income From REIT ARR

…Mey here on Monday morning listening to 6 Figure Shortcuts (which is the best course in building a 6 Figure income online EVER) and blogging about A Review Of Passive Income From REIT ARR

…so, to become financially free you need to have passive income…

…one way that my husband and I make money is that we invest in REITs (click here for an introduction to REITs), and most of our money is in one REIT in particular – ARR…

…to understand more about ARR, go ahead and click here to get an explanation of what a Ticker symbol is and how to research it on free websites

…this REIT pays a monthly dividend of about 16%…

…you might think WOW, that’s great…

…that’s why my husband and I bought so much of it…

…well, the price kept dropping and now the money that we put into it is worth half of what we invested (we kept buying as the price kept falling too)…

…and when the stock price goes down, the amount of money paid in dividends goes down as well…

…then a couple of months ago the stock did a 8 to 1 reverse split, meaning that 8 stocks were combined to make 1 stock…

…so it was about $2.80 per stock and then it became $22.40 per share…

…that’s when my husband and I stopped buying and just watched…

…reason is the stock could still fall in value, and then be reverse split again…

…so, the stock price has been stable since the reverse split, which happened back in August 2015…

…during this time, we still make a lot of money from the dividends from the shares of ARR that we already bought…

…so I decided to review where we were at…

…the fact that the value of our stock has decreased does not concern me as much as the dividend income decreasing…

…the reason we invested in ARR is for passive income…dividends…

…so I calculated the amount of dividends that we have received divided by the amount of money that we have invested and the return has come out to 9% over the last 5 years that I personally have been investing in ARR…

…now that’s still pretty good…

…so it basically went from 16% face value of dividends and became really 9%…

…now, truthfully, past results do not predict the future…

…so I don’t know if ARR is going to go down or up in the future…

…they say what goes up must go down, well it hasn’t gone up in the last 5 years, and it’s just been steady for the last 5 months…

…and I honestly started thinking that it might be a stock that perpetually goes down, and then reverse splits and then goes down again…

…I don’t know…

…I will say this, I’m ok with the money that I have invested in ARR so far…

…afterall, last year my husband and I claimed about $5,000 in passive income…

…which was mostly from ARR…

…and that’s pretty good…

…if we moved to Thailand or Taiwan we would already by free…

…even though it used to be more than double…

…that’s still a lot of passive income for the amount that we invested…

…not sure if I will buy more…

…probably will invest in a more stable ARR like GOOD…

…even though it gives a smaller return of about 8%…

…I hope that gives you a good idea of the risks involved in buying ARR…

…my brother actually told me that the higher the return, the more risky (usually) is the investment…

…let me know what you think of this review in the comments below!

P.S.

…I love blogging about financial freedom and sharing the knowledge that I have gained on saving, investing and mindset about financial freedom…

…I started blogging because I heard it could make you a lot of money as well…

…and eventually that money would become passive income…

…or at least, highly leveraged income…

…I have come to find that there is a system you need in place to make large amounts of money blogging…

…if you are interested in a long term strategy of passive income creation that also lets you express your creativity…

…then CLICK HERE, watch the free video and get started =)

How Do You Prepare Your Kids For Financial Freedom

 

…Mey here blogging on a beautiful and breezy Sunday evening, daddy’s got Benji playing on the Ipad with Jordan, giving me a little time to do my daily blog on the important topic How Do You Prepare Your Kids For Financial Freedom

…the main skills you need is to save money and to invest it wisely, and also to control expenses…

…so how do we teach this to our children?

…as a couple, we have set up a HUTMA (trust account for minors) for our 2 year old son Jordan, and already invested most of it in a 1 year 3% bond…

…we hope to teach our son responsible use of his money be giving him an allowance and having him learn to save and spend wisely…

…and we are keeping his money in a HUTMA for him to manage when he is 18 years old…

…we hope to have him start making management decisions earlier than at 18…

…we believe that giving our kids the freedom to learn is the only way that they will learn…

…I’ve seen some parents that pay for everything their kids want, let them use a debit card and when they go overdrawn, just give them more money…

…these parents often wonder how they are going to teach their children successful money management…

…I wonder why they don’t just let their kids get a part time job and handle their own account!

…and if they run out of money, they run out of money, no need to give them anymore!

…that’s just my opinion though…

…what’s yours?

…how do you teach children to be financially free?

 

P.S. I blog about Financial Freedom because I love it…

…I love it so much that I blog about it 6 days a week…

…and it only takes me an hour and a half a day, and also helps me make money on the side too…

…you may be surprised at how much money you can make blogging about what you love…

CLICK HERE , watch the free video, and get started!

7 Key Steps For Married Couples to Become Financially Free Together

…Mey here on a dark Saturday evening after a nice day with my family blogging about the 7 Key Steps For Married Couples to Become Financially Free Together

…a lot of people will joke around about marriage, in that the wife spends all the money the husband makes and so on…

…yet, married couples are more likely to become free because they are a team, a mastermind…

…two heads are better than one…

…so, go ahead and read on and make sure you follow to 7 key steps for married couples to become financially free together

 

Key #1 Saying I Do want to Be Financially Free

…the first key is to actually decide as a couple that you want to be financially free…

...say I DO to financial freedom and that you want it together…

…many couples never do this, never make this pact, and yet, it is Key #1…

Key #2 Divide and Conquer Your Money and Accounts

…some couples throw all their money into one joint account and even though this may seem simple, it actually makes it really hard to manage where you want your money to go…

…there are a lot of different ways to manage your money and we use the Jar System from T Harv Eker

…in this system, you have a financial freedom account already established so you can just follow the system and make it happen…

Key #3 Give Your Spouse Freedom To Spend

…it’s important that both spouses have some freedom to spend on whatever they want…

…this can be accomplished by having each spouse have their own personal spending account…

…if one spouse works as a housewife or househusband, then give that spouse an allowance so that they have their own money…

…most housewives and househusbands are estimated to give about $100,000/year in services (if you were to pay someone else to do all that they do, that’s roughly the figure)…

CLICK HERE for a post I wrote on how Moms Can Become Financially Free

Key #4 Communicate About Your Financial Goals

…when you want to buy something, or go on a trip, or whatever it is…

…if it isn’t coming out of your personal money, and it is going to be a joint expense, communicate with your spouse about it…

Key #5 Respect Your Spouse’s Decisions

…if you want to spend the money in the joint account on a trip to France, and your spouse wants to trade in your car instead, then respect each other and know that you are not going to spend the money until you are in agreement…

Key #6 Enjoy Your Money Together

…the joint accounts are for your marriage, your love for each other, to be spent and a couple…

…make the process fun and happy…

…enjoy your money, and the process of making financial decisions together…

…enjoy the negotiation, and love your money…

Key #7 Monthly Check In Together

…every month see how you are doing…

…did you save like you planned…

…are your investments making passive income…

…are your expenses going down or at least staying the same…

…plot your progress until your passive income finally exceeds your expenses and you both are free!

Conclusion

…getting married is a blessing and if you manage your money properly, you will become financially free together!

…I hope you enjoyed this post…

…tell me what you think in the comments below!

…as you can tell I love my husband and I love sharing knowledge on Financial Freedom…

…do you have something that you are passionate about?

…ever consider blogging about it?

…you might be surprised on how much you can make doing it!

CLICK HERE, watch the free video and make your decision to get started =)

7 Things I Am Especially Grateful For

…Mey here on Thanksgiving Day listening to the pitter pat of the rain outside my window after spending a day with family all over the island of Hawaii, blogging about 7 Things I Am Especially Grateful For

…the great thing about Thanksgiving is that it brings family together in a time when we normally don’t see each other, and allows us to reflect on all that we are grateful for…

…and there is so much!

…in this post, I list 7 things that I’m especially grateful for

1) Children

…children are joy and love, they run and play and they show us who we really are, our vulnerabilities, or love of friends and people, our excitement for fun…

…loving and being grateful for children lets us be grateful for all of us, for we are all children deep down inside…

…and we are all so lovable!

2) Garbage Trucks

…garbage trucks are cool aren’t they?

…the ones we have come up and they have these pick mechanical hands that reach out and pick up the bins…

…and they lift them up and dump them into their big back storage area…

…and all the kids in the school and my son just LOVE to run out and watch them…

…and they also have really friendly drivers who wave…

…finally, they help us take the trash to the facility where it can be properly disposed off…

…which, we all must admit is REALLY IMPORTANT…

…of course, included in this are also recycling trucks and green waste trucks, which really is the same truck of course…

…so much to be grateful for here…

3) Head Stands

…ok, I love head stands…

…I just started being able to do them this year…

…and I love doing them!

…it’s just so much fun to put your head down and lift your legs up and just be upside down…

…I like feeling balanced and fit and also excited about being able to finally do these cool moves…

…in yoga they tell us that doing an inversion everyday where our bottom of our body is higher than the top is good for us…

…we don’t have to do head stands to do inversion, but the headstands are so much fun!

…and I just feel cool doing them…

…seriously, doesn’t everyone just love head stands?

4) Running

…ok, I just love running…

…recently haven’t been running much since my right knee has been hurting…

…though it has made me even more grateful for my legs and body and being able to run!

…and I love running with my son, around in the park, laughing!

…I love running for miles and miles and just going out in nature and being outside…

…I just feel great during and after running…

…really enjoy the runner’s high…

…love how it keeps my body fit and healthy…

…watching others run is fun too!

5) Healthy Food (especially Brown rice)

…when I’m hungry I just love eating brown rice…

…I eat it for breakfast, lunch and dinner…

…I had a dream once where I was asked to list my 10 favorite foods…

…my favorite food was actually Fuji Apples…

…however, brown rice was in the top 10…

…today I had some really yummy brown rice for Thanksgiving lunch and it was so crunchy and good…

…brown rice gives me energy, that lets me stay active all day…

…it’s easy to cook and relatively inexpensive…

…it allows for a slow burn of energy all day…

…and it just tastes so good!

…I’m so grateful for brown rice!

6) Fans

…fans are the bomb…

…I mean, who isn’t grateful for a fan when they are hot and need air!

…there were these super size industry strength fans in the airport ceiling today and Jordan and I loved watching them turn…

…they were so strong that the straps for the lines were vibrating…

…they keep us cool and they are cool to look at…

…we have fans all over our house on the ceiling…

…I remember when I used to live in Taiwan and sometimes it would get so hot, and a fan would feel so good!

…fans are one of the greatest inventions of mankind…

…and I am forever grateful for them!

7) Water (especially Warm Showers)

…so, of course, water comprises most of our body and is so important for our health…

…I’m grateful for water and being able to drink so much water everyday…

…on top of that, I’m especially grateful for warm showers!

…when I want to feel clean and relax, sometimes I go to the gym and just hang out in their shower, enjoying the warmth and the feel of the water…

…warm showers are just divine!

…some people love their baths and I love my showers!

…recently my 2 year old son Jordan too loves showers…

…he’ll shower with me and play with the water…

…we have one of those shower heads that you can move around with your hand…

…and so he likes to hold it and direct the water here and there…

…he just loves showers…

…I am so grateful for water and ESPECIALLY warm showers!

Conclusion

…what are you especially grateful for?

…leave your answer in the comments…

P.S. …blogging is also very fun…

…writing about financial freedom and helping others become financially free is my noble mission in life…

…what is yours?

…I invite you to consider blogging…

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